論盡家傭

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大宅

積分: 2800

2019新春慶豚圓 2019勳章


發表於 04-4-6 17:51 |顯示全部帖子

家傭保險

請問家傭保險是不是等工人到了才能買,那在等待期的醫療費用怎麼辦?安盛保險 (AXA insurance)好不好?


珍珠宮

積分: 35500

2019新春慶豚圓 2019勳章


發表於 04-4-7 09:11 |顯示全部帖子

Re: 家傭保險

Any comment?


大宅

積分: 2800

2019新春慶豚圓 2019勳章


發表於 04-4-7 17:05 |顯示全部帖子

Re: 家傭保險


大宅

積分: 4070


發表於 04-4-7 17:16 |顯示全部帖子

Re: 家傭保險

I'm using DaoHeng Insurance and seems it is quite good. The price is not expensive and the claim process is pretty fast. If you have the maid's name..you can buy it b4 she arrives (you can change the name if you change the maid in the coverage period..). You can preset the starting date from her day one in HK ....and once you confirm the order, the coverage period starts even if you have not yet received the policy (hard copy). For details, you may call the hotline 29612266.


水晶宮

積分: 50437

2019新春慶豚圓


發表於 04-4-8 09:15 |顯示全部帖子

Re: 家傭保險

我在買家傭保險之前, 冇做過survey,我D朋友話我知道享係最平的,2年家傭保險只不過係~$760.於是我便用道享. 我都係在個工人未到香港之前已經買定. 只要話番比保險公司聽個工人姓名同幾時上工便可.

最近個工人要睇醫生, send 張medical certificate過去, 10天左右已經做好 reimbursement.幾快.


大宅

積分: 2827


發表於 04-4-8 09:33 |顯示全部帖子

Re: 家傭保險

我已比較過其他保險公司,道亨的保費HK$760兩年,而保障範圍較為全面,我會選擇用佢.


大宅

積分: 2800

2019新春慶豚圓 2019勳章


發表於 04-4-8 10:02 |顯示全部帖子

Re: 家傭保險

Thank you for your kindly reply. The premium of DBS is $680 for one year and $1200 for two years. When did you buy the insurance?
The permium of AXA is same as DBS, but it provides 20% discount for my company staff and the expenses covered are a little bit higher than DBS, e.g. out-patient expense covered is up to $200 per visit per day. But I don't konw it is easy to claim the expense from AXA.

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