I'm using DaoHeng Insurance and seems it is quite good. The price is not expensive and the claim process is pretty fast. If you have the maid's name..you can buy it b4 she arrives (you can change the name if you change the maid in the coverage period..). You can preset the starting date from her day one in HK ....and once you confirm the order, the coverage period starts even if you have not yet received the policy (hard copy). For details, you may call the hotline 29612266.
Thank you for your kindly reply. The premium of DBS is $680 for one year and $1200 for two years. When did you buy the insurance?
The permium of AXA is same as DBS, but it provides 20% discount for my company staff and the expenses covered are a little bit higher than DBS, e.g. out-patient expense covered is up to $200 per visit per day. But I don't konw it is easy to claim the expense from AXA.