Mao:
[不過請問債券是否一次過lump sum付出, 10年期滿回報]
yes, one time lump sum pay, and each year eat the interest return. after 10 years, you will receive the 本金.
[五光十色則是每年付1/5 of the lump sum, 回報率是否不同]
3.3%回報率已經考慮左分5年付出呢個因素.
[而家睇番份proposal, 若以potential returns 5.5%pa 計, 總本利可達$271,037....若以十年中期比較, 這plan 如何呢? ]
i dont with any infomation to comment this. but i think the potential return is not 保証. the 5.5% just a rate they said 可能回報.