In fact, back to maybe 10yrs ago, fund is still a good idea for you to access other market or diversify your investment. With the grooming of ETF, the traditional fund is not attractive.
ETF management fee is much less and get lot of varieties. For example, you can buy 2800 to expose hsi mkt. In US, there is even "Short mkt" ETF if you are bearish on mkt. Also there is FX neutral ETF i.e. You can buy etf link to Japan mkt but not subject to jpy risk.
But more charge involved. Etf (passive management fund) is much better for investment. As mentioned in other thread, warrant Buffett also recommend etf.