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別墅

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發表於 08-10-20 13:44 |顯示全部帖子
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男爵府

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畀面勳章


發表於 08-10-20 14:58 |顯示全部帖子
e+銀行收緊銀金, 樓市估價不足, 7成都難批.....


男爵府

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發表於 08-10-20 18:45 |顯示全部帖子

回覆 #2 carmanip 的文章

I plan to buy a flat and I would probably do 90% mortgage. I am now already checking with mortgage consultancy agent and banks. Although not pre-approval. But they can give their professional advice based on experience.

I don't know why some people dared to pay deposit / sign contract before they got mortgage approval.

Ruby


伯爵府

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發表於 08-10-20 22:13 |顯示全部帖子
同意! 尤其打算做9成半按揭既準業主, 要預留充足時間比銀行做野....
銀行對做9成半很保守, 批刻時間較長, 資產審批非常嚴謹...申請人個信貸紀錄差唔多清過清水至批嫁..

我朋友個弟弟, 申請九成半按揭, 兩公婆合共搵7萬(nurses), 買一層只係180萬既樓上車, 兩人無欠咭數, 都搵左2個幾月, 至有一間肯批....佢地30歲樓下咋, 都識得搵定預先批核.....一定要知.......

原文章由 Ruby1219 於 08-10-20 18:45 發表
I plan to buy a flat and I would probably do 90% mortgage. I am now already checking with mortgage consultancy agent and banks. Although not pre-approval. But they can give their professional advice b ...


男爵府

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發表於 08-10-20 23:37 |顯示全部帖子

回覆 #1 cheapbombom 的文章

Are they having other flat on hand ? Do you know what is the reason for the hiccups ?

Ruby

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