蘇黎世回覆:
(去程要買早一日,回程唔使)
Insured Journey is departs from an immigration counter in the territory of
Hong Kong, until the time when the insured person (i) returns to Hong Kong
on the date specified in the schedule or (ii) arrives at any immigration
counter in the territory of Hong Kong in order to re-enter Hong Kong,
whichever is the earlier.