if you choose to send your kid to International Kindergarten, salary of HKD60K / month is not sufficient; despite you don’t have any mortgage to take care. HKD7K / month tuition fee is for K only. When your kid promote to Primary or even High School, the monthly cost can easily goes up to HKD15K to 20K / month. Please consider seriously if you want to provide an international curriculum to your kid. It’s a long term investment!