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按法庭令轉了名的物業 [複製鏈接]

fckmama

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發表於 21-2-5 21:32 |只看該作者 |倒序瀏覽 |打印

按Family court法庭令, 由聯名轉了單名, nil consideration 的.
聽說,如果將來想賣樓, 新買家可能做吾到 mortgage, 因為有d 銀行視為送贈契, 5年內不做mortgage, 有d話可能7-8年都不做mortgage.

是真的嗎? 有無人有試過 ? or 識人做銀行的而知道 ?

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Poyau

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2023年兔年勳章

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發表於 21-2-5 23:46 |只看該作者

fckmama 發表於 21-2-5 21:32
按Family court法庭令, 由聯名轉了單名, nil consideration 的.
聽說,如果將來想賣樓, 新買家可能做吾到 mo ...

《離婚物業轉業權，按揭當送契而唔批？（3種不同情況）》

https://starpagency.com/了解更多/邊間銀行做按好/離婚物業轉業權-按揭當送契而唔批/

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fckmama

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發表於 21-2-6 08:25 |只看該作者

本帖最後由 fckmama 於 21-2-6 12:03 編輯

回覆 Poyau 的帖子

Thanks for the link.
But one point for others to note.

The website indicates that there is no need to pay stamp duty for such property transfer.

This is incorrect.

Even though the property title is transferred at nil consideration under a court order, the recipient still needs to pay stamp duty. IRD will assess the property value and then calculate the stamp duty that needs to be paid. However, with a court order, the recipient only needs to pay the basic stamp duty rate (i.e. no "chilli" stamp duty if you have more than 1 residential properties).

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