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男爵府

積分: 6122


發表於 13-4-23 13:21 |顯示全部帖子
ibond 到期時是否$100 收回?我是否應該到期前放較好?


子爵府

積分: 13907

2019勳章


發表於 13-4-23 14:12 |顯示全部帖子
到期前後贖回睇你自己,利率跟通賬,你覺得利率低咪贖回,可能其他投資有更好收益,幾時贖回都照計返息比你,一定保本加最少1% 利率。


珍珠宮

積分: 38857

2019新春慶豚圓 2019勳章


發表於 13-4-23 14:13 |顯示全部帖子
ibond 到期時是否$100 收回?>>yes, 100% with no fee

我是否應該到期前放較好?>>if bought in bank, has to change from bond to security first with a fee, then sell as security with another fee. If bought in brokerage, just a selling fee before maturity vs at maturity I get 100% back with no fee. Personally, I have so little, I will just hold till maturity.


子爵府

積分: 12431

2019新春慶豚圓 2019勳章


發表於 13-4-23 14:18 |顯示全部帖子
ibond 到期時是否$100 收回?

Yes, e.g. 4208's muturity will be mid 2013 and you will get back $100



我是否應該到期前放較好?

For 4208 You will get $103.6 for selling it now. But you will not get very low interest from bank, for example 0.5%. When holding it, you will have the inflation link return for about 4%. So the current preimum ($3.6) already reflect the extra (above market interest received).






男爵府

積分: 6122


發表於 13-4-23 14:41 |顯示全部帖子
Clear now, thanks all!


伯爵府

積分: 17656

2019新春慶豚圓 2019勳章 HiPP勳章(2) 2018父親節勳章 2018復活節勳章 親子王國15週年勳章


發表於 13-4-23 16:16 |顯示全部帖子
我會hold到到期,除非急住要用錢。

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