Did u buy her the insurance ? may be u ask the agent or the insurance co. .....
My sister-in-law employed a maid who is found 腎病 after she came for 10 days. Now she stays in the public hospital for 2 months already.... she said she needs to pay for it.... but it cost not too much because it is public hospital. Now she said she will ask her to go back home when she is getting better.