I guess I am very 慳....so I would like to have
(1) 999 Gold...then even you spend money but he can sell it to get back easily....so I love give this as gift to my wife.....
(2) 1 hand HSBC 0005.HK...same idea...but this is not only "save"....but also invest...
(3) promise me 慳 for a year...and never never unpaid any credit card...she did...and the interest was over $500....per month...my god...we got money in bank a/c....why paid interest?!
(4) tell me before any spending...I guess this is easier for her....becoz I don't want surprise...when look at her credit card statement....she can spend 30k for nothing (make up)...
Okay, my preference is in descending order...save money is the key...