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23^#

發表於 14-5-24 14:01 |只看該作者

本帖最後由 daisy17772 於 14-5-24 14:16 編輯

captainkalpa 發表於 14-5-24 13:06
報咗! 阿Sir 話無辦法, 佢話係過份D, 但有權咁做!
阿Sir 仲話 , 倾唔掂就會charge 我, 扣分罰錢!

Then you make an estimation yourself on the cost on your side:
1. the fine (my experience was the offender was charged with careless mistake cost only less than a thousand for small case, not few thousands)
2. increase in premium due to the lost of ncb
3. the deductible

But your deductible is so high, 30K!!!! So even if you claim, you will loss ncb and plus pay the whole amount....no so war!!

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Ironwaiyin

別墅

積分: 782

24^#

發表於 14-5-24 14:58 |只看該作者

回覆：意外刮花外國人架99 年Benz , 被屈三萬!

擺明睇住你們個P字開價, 請假, 上庭扣分加P(不小心駕駛係唔係要考過?) , 罰款, 三萬墊底, record花左扣ncb, 你唔好諗保險喇, 除左條氣唔順另計. 可以既話盡量傾平D算啦. 開三萬你還五千, 佢梗係唔睬你啦.

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zippyzgs

積分: 3782

25^#

發表於 14-5-24 15:31 |只看該作者

俾錢算了，最多扮下死狗希望對方收少幾千，報保險搞你一定冇著數

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26^#

發表於 14-5-24 15:36 |只看該作者

May be he's very acquainted with insurance, he knows P licensee has such a high amt of deductible....

Learn a lesson: be very cautious to those who drive luxury european car ......to us who have long driving experience, I pay extra extra attention , never follow close...

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kennyklt

積分: 3505

27^#

發表於 14-5-24 16:20 |只看該作者

回覆：意外刮花外國人架99 年Benz , 被屈三萬!

我都替你不值，呢架陳年S class再加N手（P字頭車牌），嗰小小花九成都唔整，就算整真係五千有找。。
如果真係返仁孚整，真係報三萬，公正行又批，計返折舊車主分分鐘要自己俾兩萬，佢都冇so。你不如同佢講一係五千私了，一係claim保險，睇下佢有咩反應。

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28^#

發表於 14-5-24 16:49 |只看該作者

本帖最後由 daisy17772 於 14-5-24 16:51 編輯

kennyklt 發表於 14-5-24 16:20
我都替你不值，呢架陳年S class再加N手（P字頭車牌），嗰小小花九成都唔整，就算整真係五千有找。。
如果真 ...

yes agree, 公正行must 批 but he won't be able to claim as high as 30k. I had experience with it. I got crashed, I had much more damage than his, I end up only got paid with HKD20k+ . Not enough to go to benz for repair. He also has no so. That time, benz quoted me 80k+........So that's what I kept saying insurance company themselves won't accept whatever he claims for. So talk to him the pros and cons.

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Paris

積分: 21135

29^#

發表於 14-5-24 18:02 |只看該作者

咁報保險即刻玉石俱焚?大家攬住C。如果條鬼賤冇價講，我會報。當我水魚咁劏咩？

行到水窮處坐看雲起時

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johnnywalker

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30^#

發表於 14-5-24 18:08 |只看該作者

提示: 作者被禁止或刪除內容自動屏蔽

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johnnywalker

禁止訪問

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31^#

發表於 14-5-24 18:12 |只看該作者

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kennyklt

積分: 3505

32^#

發表於 14-5-24 18:33 |只看該作者

回覆：意外刮花外國人架99 年Benz , 被屈三萬!

本帖最後由 kennyklt 於 14-5-24 18:38 編輯

架車值三萬，刮花個bumper賠三萬，即係total loss!
我反而估個車主一係唔熟保險，以為自己係victim就可以任claim保險，一係靠嚇。

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papat

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33^#

發表於 14-5-24 18:57 |只看該作者

哦! S-class..係未前面向左邊有parking sensor個位置?如果係返原廠都真係好金，外面車房有可能都吾平.
我比人撞到車我Bentley車頭Bumper，我出面車房都整咗萬幾，check parking sensor,較正Bumper，噴油....我吾敢返原廠，可能要十皮野......因為車房見你咩味車就收咩價，無計...

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