小BMom,
I re-financed from the 3rd bank. (ie the 3rd bank pay the 1st and 2nd banks at the same time, hence the liability to the 1st and 2nd banks are discharged)
Last night, I feel very As my mom "lend" the $$ to my maid but didn't tell me She even said to the maid that no need to pay back the $$ Although it's just $1000, it's a matter of principle
My mom even didn't feel she is wrong and didn't feel guilty