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Baby Kingdom - 親子王國香港討論區 › 首頁 › 樓市動向› 而家有無用家入到貨?

樓市動向今日: 8|主題: 74594

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而家有無用家入到貨? [複製鏈接]

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swkmc

大宅

積分: 3173

1^#

發表於 07-12-27 15:59 |只看該作者 |倒序瀏覽 |打印

好似河畔o甘, 已經去到14x 的位; 如果炒家仲入, 佢一定要15x以才出貨; o甘邊有人會用15x去買一個385尺的單位呢? 真係無用家買得落手架wor,租出去都係6千幾
o甘而家d炒家放o甘高價錢, 市場消化唔到; 佢實會調整架wor, 如果唔係, 一係全部都係只有炒家啦; 否則; 邊有人會入貨?? 仲要, 我覺得係d大陸人來掃貨; 好賤呀, 以前香港人有$, 就會幫大陸賑災, 捐錢, 而家調轉; 佢地有錢就搞到香港人無地方住

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iamfine

別墅

積分: 593

2^#

發表於 07-12-27 16:22 |只看該作者

原文章由 swkmc 於 07-12-27 15:59 發表
好似河畔o甘, 已經去到14x 的位; 如果炒家仲入, 佢一定要15x以才出貨; o甘邊有人會用15x去買一個385尺的單位呢? 真係無用家買得落手架wor,租出去都係6千幾
o甘而家d炒家放o甘高價錢, 市場消化唔到; 佢實會調整架wor, ...

Using your example, for the $1.45m apartment, the monthly mortgage repayment amount is $6,307.60 (for a 70% loan repayable in 20 years at the current rate of 3.9%). Of the $6,307.60, $3,403.09 is interest and the rest, $2,904,51 goes to repayment of principal, which you can count as compulsory savings. Interest + management fee + rates etc. should be less than $4,400. Assuming that you do not buy and put the 30% downpayment in a fixed deposit account, you get something like $700 a month. The flat therefore costs you $5,100 a montht. If you have to pay six thousand something to rent the same flat, why don't you buy it? The price does sound right in your example (and it will be dirt cheap if your landlady increases the rents by 15% every 2 years, which is not unlikely at a time of inflation).

[ 本文章最後由 iamfine 於 07-12-27 16:26 編輯 ]

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swkmc

大宅

積分: 3173

3^#

發表於 07-12-27 16:27 |只看該作者

i just think the price is not worth for such a tiny apartment! i won't buy and not willing to accept the price being fry up by fryers~ cos i think the price will drop some time later i know i buy a flat is more reasonable than rent, but just feel don't worth it

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Henrymama

禁止訪問

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發表於 07-12-27 16:37 |只看該作者

提示: 作者被禁止或刪除內容自動屏蔽

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doryee

王國長老

積分: 13013

好媽媽勳章王國長老

5^#

發表於 07-12-27 16:42 |只看該作者

但係無人知市場幾時先調整
有人話奧運後,但誰知??
自住我覺得真係揀到心水先好買,升跌根本都唔重要,無論升同跌都要搵地方住架啦

原文章由 swkmc 於 07-12-27 16:27 發表
i just think the price is not worth for such a tiny apartment! i won't buy and not willing to accept the price being fry up by fryers~ cos i think the price will drop some time later i know i buy a fl ...

個性固執,熱情(愛結交朋友),愛和平(不喜爭執),頭腦靈活,做事欠勇氣及信心(所以較容易放棄機會),要學習加強主動性喺做事方面、加強表達力及疑心(易相信別人)。

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swkmc

大宅

積分: 3173

6^#

發表於 07-12-27 16:57 |只看該作者

but so many fryers want to release to rent the house now, as the price have no more 水位
而家真係好唔值呀
仲然有好多人唱好樓市; 真係好唔抵; 叫我買真係哽唔落
而且, 或者, 香港真係好多有錢人, 可以供幾百萬的樓, 對我來說, 真的很難!
我已經叫做在03年入市earn了而家的current cash 了, 我真係不明~

原文章由 Henrymama 於 07-12-27 16:37 發表
如果得炒家, 就會好似97咁, D樓入左伙之後就烏燈黑火, 無人住, 租金回報亦遠遠COVER唔到供樓,

但現在呢? TKO新盤一入伙好快就比人吸晒D租盤, 租金仲一路向上走. 抄家唔會炒租盤架.

...

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swkmc

大宅

積分: 3173

7^#

發表於 07-12-27 17:00 |只看該作者

真係好唔 'gur' lor,以前就話有居屋等d夾心人士可以解決住屋問題; 有錢的未買樓lor,無$可以住公屋/買居屋; 而家都無居屋, 而公屋的申請資格又o甘低~加上以前係有govt loan wor,而家係無架bor,試問出來做野得幾年的人怎會有錢買樓wor~
因此我無論如何都睇淡架啦~真無天理