My agent is good and I can ask him to contact you for review the policy. And give you the comments. If you want to review, please pm me and leave your Tel No. Thank you..
First, I am not from AIA or I don't have any relatives working in AIA. Be fair, AIG has big financial problem instead of AIA HK.
If your policies are for protection, I think there should be minimum effects on your policies. If your policies are saving plans....I really doubt their future dividend/bonus distribution ability. If your policies are investment linked products, you should have no impacts.
So, it is always good to separate protectioin from saving/investment insurance policies unless there are actual benefits to you.