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發表於 12-1-27 12:59 |只看該作者 |倒序瀏覽 |打印

本帖最後由 wkwok01 於 12-1-27 13:00 編輯

準備今年帶三個小孩回加國唸書,但有以下問題:

1. 我回港工作十年,這段期間在港結婚,三個小孩亦在香港出生.十年前離境我只在稅表上tick了non-resident,並未有填non-resident的申報表.稅表沒有make copy.我回加時入境會否有問題?另究竟我現在的身份是non-resident還是resident?

2. 我離境時並未有交回health card,回加後是否要重新辦理?另我和小朋友有什麼其他東西要辦?

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2^#

發表於 12-1-27 22:31 |只看該作者

do you have any tie in canada? have you paying any non-resident tax throught these years? eg. bank interest earned in canada, dividend interest etc.

if yes, then you could claim to be non-resident, and you could re-enter canada like you first time landed, shipping all your stuff over without taxes....

if you have your bank account, but no non-resident tax being paid for interest earned, you still indicate you are the resident in canada, then you might have a chance for the government to charge you back all the income taxes during those past 10 years.

also, you could come back as a resident, i.e. any shipmment to follow might be taxed by the customs...

since you haven't returned your health card (i assumed you are in ontario) , so u still have your red/white one. or you already have your photo ID health card? if they got expired, then you need to renew them and wait for 3 months grace period before OHIP to kick in...

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3^#

發表於 12-1-30 10:19 |只看該作者

回覆 doggie 的帖子

Doggie, thanks for your reply.

I thought the bank accounts were cancelledbecause there was no money in the accounts. I did not pay any tax during theseyears. The only thing I keep is the health card and SIN card.

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4^#

發表於 12-1-31 01:02 |只看該作者

then i am not sure... as right now government tries to make $$ from all sorts of way. since you did not properly file the non-resident.. there might be chance you get caught and need to pay all the income taxes (that you made) for those years in HK.

but most people wll take a risk as the lucky star might not fall on to you.

anyway, you are planning to come back for the kids, then does not really matter if you are resident/non-resident... right???

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發表於 12-1-31 10:06 |只看該作者

doggie 發表於 12-1-31 01:02
then i am not sure... as right now government tries to make $$ from all sorts of way. since you did ...

Just afraid I don't have enough money to pay the income taxes for those years. But as you said, it's all for the kids. Then I must get a try.

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6^#

發表於 12-1-31 13:00 |只看該作者

I am also in a similar situation. I will be returning to Canada with my son (born in HK) and husband. When I left, I ticked "non-resident" on the tax form and did not fill any other forms. However, I wrote a letter to them saying I will not be living in Canada anymore. Then they sent me a letter saying I will not get any GST refund anymore. Did you get this similar letter?

As for preparation, I would suggest to look into buying private health insurance for the 3 months waiting period before you get OHIP. Especially you have 3 children, I think seeing dr will be expensive with no insurance. I am currently comparing the price of buying 3 months medical insurance from Canada thru banks or Blue Cross. Also comparing if I buy 3 months travel insurance (which includes medical) from HK (eg. Prudential, AXA, etc).

Where are you moving to?

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7^#

發表於 12-2-1 00:37 |只看該作者

our new life, the travel insurance will be much cheaper but you will have to make sure what is the coverage... touch wood, we don't need to use them at all. or else, all expeness claims need to be submitted in HK which will be kind of troublesome.

however, in Toronto, manulife do offer full insurance coverage for the newly landed/returned immigrants, but not cheap thou...

to my understanding, if they replied to you saying you could not claim the GST , that means they have your file in the record saying you are out of country (non-resident) so you are pretty safe...

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發表於 12-2-1 14:39 |只看該作者

本帖最後由 wkwok01 於 12-2-1 14:39 編輯

OurNewLife 發表於 12-1-31 13:00
I am also in a similar situation. I will be returning to Canada with my son (born in HK) and husban ...

I did not send any letters to them and did not get any letters about GST as my family members moved several times after I’d gone. For the 3 month health insurance, I think I may buy in HK. I will move to Toronto. How about you?

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9^#

發表於 12-2-1 21:22 |只看該作者

wkwok01 發表於 12-2-1 14:39
I did not send any letters to them and did not get any letters about GST as my family members moved ...

I will move to Toronto also! Do you need to buy a home there? Housing prices are so high, unbelievable!

Which company will you buy the health insurance from?

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10^#

發表於 12-2-2 10:10 |只看該作者

OurNewLife 發表於 12-2-1 21:22
I will move to Toronto also! Do you need to buy a home there? Housing prices are so high, unbelie ...

I will live with my mother. For the health insurance, I think I will choose Manulife as I did the claims several years ago. It's not complicated. When are you going to move to Toronto?

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發表於 12-2-2 13:53 |只看該作者

wkwok01 發表於 12-2-2 10:10
I will live with my mother. For the health insurance, I think I will choose Manulife as I did the cl ..

Ic. For manulife, are you buying travel insurance or a different type? Approx. how much? Thx!

We will be moving to Toronto in early March, how about you?

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12^#

發表於 12-2-3 15:32 |只看該作者

OurNewLife 發表於 12-2-2 13:53
Ic. For manulife, are you buying travel insurance or a different type? Approx. how much? Thx!

W ...

For the health insurance, I didn't decide which type I should buy yet. But last time, I went to Toronto as visiting and I bought 2-week travel insurance. It's really helpful as I lost a luggage and saw the doctor two times at that visit. I did claim the money back.

I still wonder when is the good time to get there; maybe May or June. If you go there in early March, you must prepare all things well. Did you find a school? And how's your belongings?

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13^#

發表於 12-2-3 16:40 |只看該作者

wkwok01 發表於 12-2-3 15:32
For the health insurance, I didn't decide which type I should buy yet. But last time, I went to Tor ...

For your doctor claim, is there any restriction like it has to be emergency medical treatment or just going to see Dr. due to cold, fever, etc can claim also?

Yes, I found a school already which starts in Sept. Have you found one yet? There is long waiting list if you want to attend a Montessori school. I was on the waiting list 1 yr ago. I had trouble finding a daycare for the period before Sept and it took me over 2 months to find one with vacancy.

We are still very busy packing, so many things to pack! Moving May or June will be good, the weather will be warmer. Are you shipping many belongings over? I heard the price for the shipping will go up alot during summer months so better go before July/end June if possible.

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14^#

發表於 12-2-3 16:52 |只看該作者

OurNewLife 發表於 12-2-3 16:40
For your doctor claim, is there any restriction like it has to be emergency medical treatment or ju ...

It's several years ago and I just had fever and general flu.

I don't have much belongings, only clothes and some toys and books. For schools, I think I will just let them study one close to our living area.

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huiaudrey

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發表於 12-2-8 05:13 |只看該作者

我上年九月帶兩個細番嚟多倫多讀書。我是九四年移民，二千年番香港，我老公都係加拿大人，仔女係香港出世。我老公有file non resident. 我就冇。我老公留番係香港工作，做太空人。

Wkwok01, 我都只係ship 衣服，書，玩具，鞋等等。我用hong kong post,最平，最多$5xx 一箱，30kg，可以係hk post 買箱，又可以自己去找箱，大約四至六星期到多倫多，如果有必須品要寄，你就預早d.

我而家用自僱報稅，都未知會唔會追番之前十年既稅，不過我可以話我冇工作，係家庭主婦。

多倫多既政府幼稚園同小學一定要親身register,而且係跟住址安排指定學校。所以先要攪店住址證明，例如bank statement, utilities bill. 否則唔會安排學校比你。

仲有一樣好重要既係小朋友既針卡。

Health card 要等三個月，所以最好買三個月醫療保險。

如果有係香港楂開車，叫保險公司寫份文件列明你係香港driving history. 呢度車保超貴，份文件有機會減保費。

呢度小學生唔駛買書，唔駛帶筆同簿，學校全部免費供應。

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16^#

發表於 12-2-8 09:30 |只看該作者

huiaudrey, thanks for your detail information.

我宜家都唔知想PACK D MUD,屋企好多嘢.我都有問過POST OFFCIE,似乎係最化算.我有個PIANO,都唔知運唔運好? 我同你唔同我係香港有做嘢,所以要追番十年既稅都幾甘.不過呢排我都問過會計師,有d話我在稅表上寫咗離開既日期,應該就唔洗驚,希望如此.

照你咁講,小學同幼稚園要親身REGISTER,我六月先去,會唔會太遲?另外,我到步後係咪應該先開BANK ACCOUNT?點樣可以即時有住址証明?關於小朋友,除咗針卡,重有咩係需要帶架?醫療保險你係香港定多倫多買?

我係香港有楂車,不過保單都係老公名,咁我又點可以証明我既DRIVING HISTORY?

唔好意思,咁多問題.因為我同你一樣一個人帶住三條KING,所以怕自己做漏嘢.

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gabbychoi

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發表於 12-2-8 11:48 |只看該作者

大家好

我都係有同樣的concern呢

我和老公在十八年前讀完書後回港,這段期間在港結婚，四個小孩亦在香港出生 (分別是15Y，11Y，6Y和4個月大) 小孩在國際學校就讀，大女現時Year 11希望到多倫多讀大學，所以我大算兩至三年後一拖四先回加國，老公隨後跟上。

在港這些年來一直再沒有踏入加國呢。現時的擔擾:

我們十多年前離境並沒有填寫non-resident的申報表 and health card也沒有交還.....銀行戶口也沒有closed(戶口內是沒$$的)，現在才補辦non-resident申報還可行嗎？

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