I have bought 保本儲蓄 from bank with guarentte interest of 5% p.a. in 3 years ago....... because I don't want to put $$ in regular savings account with less than 3-1% interest. But the performance is not good than buy funding......
Reviewed my 2 funding proposals from Rxxxxx Sxxdai on yesterday, I have contributed HK$3,000 per month per proposal. The overall performance is 22.24% in 36 months (12% p.a) & the other one is 35.56% in 34 months (20% p.a).
I perfer to buy those funding from broker instead of Bank or Insuance Companies because they are only selling their company products instead to help you to analyse which fund is potential for growing............
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