if with money and the money can be fix for 10 years, i will buy bond of USA(十年期國庫券), the interest of USA bond is 4.5% at now. that means you can gave 45% return.(actually, 我兩樣都唔會做)
sally1
actually, i dont with detail info of your保本基金, so i cant gave you more detail comment.(i had search DBS web site, but cant find any info).
但我自已都有一隻,actually, 我對隻基金極之失望.我諗只可收番保証回報.
10年期USA國庫券利率已升上4.75%.that means you can gave 159% after 10 years.(59%利息).but 依家係利息上升期剛開始,債券會隨利息上升而下跌.如果中途sell就可能loss money. 而且就算你可以放10年,1,2年後利率升到6-7%,你個心都會唔舒服.