very tight n u will hv to use up all ur savings...as i guess if u r thinking of renting the first one out, at most u can 加按 to 50% in the most proper way...n u hv to take into account of both u n ur husband 借貸力 n age...
i came across this piece of passage today, u may take as reference, i dunno if it can be applied to ur scenario, anyway, just some ideas
http://homebloggerhk.com/?p=34226