huh? Your insurance agent is so bad! When my baby fell down from the bed on the floor, I rush to St. Teresa but they don't have "emergency dept" (but there is in Union Hospital). They arrange and let my baby to have doctor consultant first and the doctor asked me which Insur. Co. my policy is and he filled in the form automatically and gave me all documents I need and told me what I should do. So sometimes you can call the hospital and ask...but of course, the insurance agent should be the most reliable person and knows your policy the best la.
huh? Your insurance agent is so bad! When my baby fell down from the bed on the floor, I rush to St. Teresa but they don't have "emergency dept" (but there is in Union Hospital). They arrange and le ...