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Baby Kingdom - 親子王國香港討論區 › 首頁 › 論盡家傭› MY MAID同財務公司借錢

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MY MAID同財務公司借錢 [複製鏈接]

Vero

大宅

積分: 1437

1^#

發表於 10-5-10 18:48 |只看該作者 |倒序瀏覽 |打印

同財務公司借錢

I found a letter from the 財務公司
(Big XXX) to my maid yesterday, saying an overdue amount of $27XX in April.

1) She said she is just a guarantee for her aunt, because her aunt’s husband is in hospital.
I told her we have told her from the beginning that she should not borrow money and be the guarantee for anyone.
I told her if she can’t pay, she has to pay for her. She said she trust her aunt, but I told her if aunt has no job and cheats her, then she will be in trouble.

2) I asked her why she used my home address and if she needs to use my home address she must notify me before hand. She said she told them the address before I asked her not to use it.
but actually I told her before she started with the Finance company.

3) I called the finance company today.
I asked whether my maid is a borrower or guarantee.
they can’t disclose any of the info unless they have spoken to her.
The only thing they mentioned is, they would not need the address of the guarantee.
That means she is 90% a BORROWER!

4) I asked how can the maid borrow money, they said only if she can provide that she has a valid working visa in HK and can have one or two guarantee, and confirmation from Philipine, then they can borrow the money.

Now, what should I do?
She is generally ok at work, of course not excellent.
Make mistake sometimes.
Ok to my son, I can see she developed some good relationship with my son.
She started when my son at 3 year old.
she is not a smart type but I thought she is honest in principle, she is a christian.

0 0 0

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Bambi

男爵府

積分: 9406

2^#

發表於 10-5-10 21:42 |只看該作者

原帖由 Vero 於 10-5-10 18:48 發表
同財務公司借錢

I found a letter from the 財務公司
(Big XXX) to my maid yesterday, saying an overdue amount of $27XX in April.

1) She said she is just a guarantee for her aunt, because her aunt’s hu ...

Same case as me!
Later you will find that there is some more loan that she has not told you!
Fire at once.

私人傳訊

lokmanmama

複式洋房

積分: 380

3^#

發表於 10-5-10 23:28 |只看該作者

I just have the same experience as you, very headache. And, I trust my maid and she works quite ok !

私人傳訊

cwongkl

大宅

積分: 1259

4^#

發表於 10-5-11 02:25 |只看該作者

Totally agree. Before I fire her, she also said that she is a guarantee only, she cry crazy and hope that I can forgive her, after I fire her, I received more letters from over 4 finance companies and she is the borrower....the man from the finance company told me don't trust them, they will share the money even being a guarantee.....

My maid also very good at work, and take very good care of my son, we developed a very good relationship, she is a Catholic, she always pray, so what..........still tell lie

原帖由 Bambi 於 10-5-10 21:42 發表
Same case as me!
Later you will find that there is some more loan that she has not told you!
Fire at once.

http://hk.myblog.yahoo.com/cavenylaw/

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ac917

水晶宮

積分: 71291

5^#

發表於 10-5-11 04:06 |只看該作者

Already a liar! Perhaps she thinks you may consider her performance & will never check w/ the finance co. Then I guest you'll receive more letters from different finance companies! Once her lies works, she'll keep on. FIRE la...

原帖由 Vero 於 10-5-10 18:48 發表
同財務公司借錢

I found a letter from the 財務公司
(Big XXX) to my maid yesterday, saying an overdue amount of $27XX in April.

1) She said she is just a guarantee for her aunt, because her aunt’s hu ...

私人傳訊

babyyung1

複式洋房

積分: 326

6^#

發表於 10-5-11 09:20 |只看該作者

I think you need to keep an eye on your maid. Actually, the loan is not your responsibility to pay and the financial company cannot do anything with your family. If the maid performance is good and honest (no stealing in your family), you can just keep her.
If you get another maid, how can you make sure that new maid will not make loan?
If the next one makes loan, does not perform well and does not play with your son, what are you going to do?
Terminate again???
Most of the maids will get loan.
The main point is they pay back the loan and no stealing.
Think deep before you do any action.

You can talk to her:
1.You are very unhappy about her loan.
2.Her performance is good, you really want to keep her in long term.

3.Hope that she would not break the good relationship between you and her.
4.Remind her that you are good employer as well.
It is difficult to get a good employer in Hong Kong.

5.Don't make an loan and pay for the loan.
1.

2.

3.

4.

Hope it helps.

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lokmanmama

複式洋房

積分: 380

7^#

發表於 10-5-11 11:11 |只看該作者

其實,點樣可以避免佢地同財仔借錢? 又唔keep得passport (犯法) . 如果,財仔係睇住佢地份約去借俾佢地,收去佢地既約,咁得唔得呢??

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sauyeema

大宅

積分: 2226

8^#

發表於 10-5-11 13:51 |只看該作者

我個工人又係用這些藉口，十年前已經流行這些藉口，不過你現在唔炒，遲早他都會駁炒，這個也是一向手法，她們會越借越多，無想過要還，你頂唔順就炒佢。我的工人還有半年就完第二份合約，都是這樣對待的我們，我地雇主們真可憐！

不過十個有九個都係借，炒得幾多次呢？我個工人直情visa到期前兩日才告訴我知，她都無心去續passport和 visa，不過自已也overlook左，總之，她知你有不滿她，她就計劃定駁炒，我的工人也是基這督徒，有返教會、讀聖經，不要信她們！！假像，我間中都唔見錢，不過無証據...，算啦，做得到你的要求，keep住先，小心錢財、statement之類。不過炒是遲早的事，自已鋪定後路la，以免即炒無人照顧小朋友。。