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大宅

積分: 2108


1#
發表於 07-11-2 15:51 |只看該作者
Dear All full time Mom,

My EDD is March 2008 and planning to be a full time mother.

Actually, how much expense do you need a month for a whole family?

Do you still have saving? how much per month?

Does your husband give you most of thier income?

My husband's job is not with high salary so hope you can share your experience to me..

thank for your sharing!

cherrychris


複式洋房

積分: 161


2#
發表於 07-11-2 18:38 |只看該作者
CherryChris,

每月用幾多$其實好睇你要咩生活方式

我最近都有認真計過每月支出, 亞b (現在3個月), 我預佢1千蚊 (奶粉百幾蚊罐, 預4罐, 尿片每日10片, 其他雜項有d買左如洗衣液, 沖涼野用幾個月). 但每3個月左右要買新衫比亞b

我做左mama幾個月, 個人覺得奶粉尿片等一定要去藥房買, 平幾十蚊架. 亞b出生時有好多人送野, 好多送衫, mama朋友通常送3-6個月既size, 其他人送0-3個月, 攪到d衫多到著唔切, 所以如果有人問你想要咩, 你可以要禮券, 但要d實際d, 唔好要名牌 e.g. chicco 買件衫仔都幾百蚊, 我鍾意要Sogo, Wing On, Jusco,

至於其他洗費, 在家吃每餐約$20-30 (唔預煲湯)


翡翠宮

積分: 96595


3#
發表於 07-11-4 02:12 |只看該作者
I agree with what knpbaby said :
每月用幾多$其實好睇你要咩生活方式

but if you need advice, suggest you make an excel file fist, listed all expense now.
then you add the baby expense, then you will how much your family can efford.
for myself, I listed as follow :

1. housing(rent or motrage
2. home expense(water, electricity,phone, internet..etc)
3. baby (I count 2k for him inclusive vlothing, doctor, playgroup..)
4. supermarket(inclusive all food,snack,fruit, toilet paper,shampoo...etc)
5. pocket money for hubby
6. family entertainment
7. my own pocket money(after all, only 1-2k for myself)

pls note the smaller no. the major expense(fix) and the lbigger no. means the first to cut if the family sort of money.:-(


大宅

積分: 2108


4#
發表於 07-11-4 03:18 |只看該作者
knpbabies/canies,

thanks for your prompt reply. your reply is very interesting and practical..

it's always tough to be a mother & wife. Most men are not good in calculation and always rely on us.. haha.. at least my husband is a good example.. he is not good in budgeting..

besides, can you share how much saving do you have a month after not working?

Cherrychris


翡翠宮

積分: 96595


5#
發表於 07-11-4 16:06 |只看該作者
actually we don't have fix saving but can save a little bid monthly.
e.g. baby use only 1k at oct. then the rest can be saving.
and if I don't boil soup, cook easy dinner,can also save couple hundred law...

however, most saving will use up at the end of the year,, buying gifts,red pocket..etc..:-(

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