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複式洋房

積分: 378


1#
發表於 08-3-7 11:50 |只看該作者
Sorry, I don't know how to type chinese, so I type English

My maid is doing the third contract with me! Next week, she will go back to Philiphine and have holidays. Actually, she is very good maid. This is the first time she ask me
to borrow money, because her son will get marry and she did not have extra money, she wants to borrow 6800
from me, and she will pay it back to me in 6 installment,
that means she will pay 1000 to me each month from
March to August! I think she is honest, My husband said
We can lend it to her, but said to her no salary on March & April, We give the salary to her in advance, can not do it for 6 installment, she will no salary on March and April,
but why she need to do it in 6 installment, because she
still need to send money to her daughter to support her
college study. I don't know what to do? Please advice
me ! Thanks


別墅

積分: 564


2#
發表於 08-3-7 12:15 |只看該作者
返老家前問你借錢? 好可疑wor....


男爵府

積分: 5632


3#
發表於 08-3-7 12:19 |只看該作者
She's doing the third contract but don't have $6800? Really 可疑...


複式洋房

積分: 378


4#
發表於 08-3-7 12:34 |只看該作者
So maybe I just tell her that, sorry I can not help you,
I mentioned before I will not lend money to you since
the first contract. And I can only give her the March
Salary instead. If your son is no money to get marry,
sorry about it!


禁止訪問

積分: 22268

好媽媽勳章


5#
發表於 08-3-7 12:52 |只看該作者
提示: 作者被禁止或刪除 內容自動屏蔽
提示: 作者被禁止或刪除 內容自動屏蔽


男爵府

積分: 6296


6#
發表於 08-3-7 12:57 |只看該作者
ask her son to get marry after 6 six month when she saves enough (save $1000 per month).

原文章由 KLwife 於 08-3-7 12:34 發表
So maybe I just tell her that, sorry I can not help you,
I mentioned before I will not lend money to you since
the first contract. And I can only give her the March
Salary instead. If your son is no ...


別墅

積分: 564


7#
發表於 08-3-7 13:02 |只看該作者
3月份既salary 都唔應該提早出比佢wor, 佢個仔結婚唔係上個月先決定架? 佢似乎係想借完錢返老家一去無回頭果隻wor


原文章由 KLwife 於 08-3-7 12:34 發表
So maybe I just tell her that, sorry I can not help you,
I mentioned before I will not lend money to you since
the first contract. And I can only give her the March
Salary instead. If your son is no ...


複式洋房

積分: 145


8#
發表於 08-3-7 13:52 |只看該作者
KL Wife,

If you really feel bad about not lending her one dollar, just lend her an amount that you don't bother at all whether she is going to return it or not. I really think you have to get yourself prepared that she might neither come back in person nor returning the moneyl!!!

If I were you, I would also move all cheque books, credit cards, bank books and all valuable items away from home to put them all in the bank's safebox. [Indeed that is what I usually did when it is about time that my maid will finish her contract.] Just in case she thinks of other ways to get money from you in case you are borrowing $0 to her. Better be prepared for the worst!

[ 本文章最後由 mamawaga 於 08-3-7 13:54 編輯 ]


大宅

積分: 1200


9#
發表於 08-3-7 14:39 |只看該作者
If she worked for you the 3rd contract, I will lent to her one month salary only. You can tell her that you also need to protect yourself, in case she really not come back. I did the same before to my 3rd contract maid.

原文章由 mamawaga 於 08-3-7 13:52 發表
KL Wife,

If you really feel bad about not lending her one dollar, just lend her an amount that you don't bother at all whether she is going to return it or not. I really think you have to get yoursel ...


翡翠宮

積分: 97140


10#
發表於 08-3-7 14:46 |只看該作者
ask her to sign the resign letter incase if she doesn't return.
I think if you really satisfy her performance, lend her a limited amount sld be fine.
actully I think I can lend her the amount which is not over her 'long trem service bonus' , if she doesn't show up, she given up that money that you have to pay her someday if she returns.


複式洋房

積分: 378


11#
發表於 08-3-7 17:58 |只看該作者
Thank you all members, I really feel headaches, Like what all your mummies said, For March salary, I can give it to her in advance because she will going back on 16 to 30 April, even she is not coming back, I will still need to pay her this salary!!!!
Like the other mummy said, if her son get marry, will not be that sudden, so I really feel frustrated!
Anyway, How to calculate her long service bonus ah?


洋房

積分: 259


12#
發表於 08-3-7 19:13 |只看該作者
點解會咁啱 ?? 我工人又係3月尾返菲律賓, 但係尋晚問我預支3月份糧買機票, 跟住再問我借一萬 我覺得點解會早唔借遲唔借, 返去前屋企先有事要借, 我唔理佢個理由係乜, 因為我覺得只係故事一個, 佢今次返去係因為細佬畢業同唔知邊個結婚, 我同佢講, 既然屋企有事急要錢, 不如你唔好返去慳返機票錢, 咁我又唔使預支3月份糧, 但anyway我都要同我老公商量下先, 跟住佢話, 如果sir唔借的話, 我可唔可以同銀行借, 我緊係話唔得啦, 我話你借我寧願抄左你, 其實我覺得佢咁講有少少要脅....... 仲有一樣野, 佢叫我俾封supporting letter俾佢, 佢話依家菲律賓出境嚴左, 若果一個女仔出境, 要有僱主信證明佢回港有工做的, 我話你張contract已經係最有效有力証明啦, 其實佢想搞乜野呀 ??!!

呢個工人做左10個月, so far都唔錯, 佢多次同我表明唔會走佬, 但今次呢件事我有少少擔心


別墅

積分: 632


13#
發表於 08-3-7 19:16 |只看該作者
原文章由 KLwife 於 08-3-7 12:34 發表
So maybe I just tell her that, sorry I can not help you,
I mentioned before I will not lend money to you since
the first contract. And I can only give her the March
Salary instead. If your son is no ...


i prefer you answer her in this way.


水晶宮

積分: 74328


14#
發表於 08-3-7 19:44 |只看該作者
如果做左3張約,6年,又做得好,我覺得唔太怕佢走路.因為,佢如果玩野博炒,我都好有可能輸長期服務金比佢啦,洗咩厄6千然後走路?
我會叫佢寫定封辭職信,同埋借據,仲要有agent做証,然後借錢比佢,我可以接受佢分6期還,但唔會預支人工.因為免得中左唔知邊條勞工法例陷阱.佢真係走路,咪當比左長服囉.
而另一位工人只係做左10個月既媽咪,就千奇咪借比佢.一毫子都唔好借.我估佢九成九掠水走路.


公爵府

積分: 25680

好媽媽勳章 醒目開學勳章


15#
發表於 08-3-7 21:52 |只看該作者
叫佢問d fd 借, 若佢返o黎, 才借比佢


男爵府

積分: 6787


16#
發表於 08-3-7 22:46 |只看該作者
let me tell you my experience. my maid has been working for me for more than 5 yrs, i.e. the 3rd contract. last year she asked to borrow $7,000-HK because her husband need the money (air ticket, etc) to go from the Philippines to Italy to work. I didn't lend the money to her and about 5 months later (last month) she told me that she is currently indebted with a financial company (she said it was a bank but it's actually prime credxt!) of $20,000-HK. at the end of the day, she could not repay the monthly instalment which is some $2,700 and asked me to lend her money again because the debt collector has already called my home number to chase the debt!!!!! Finally, I helped her to repay the monthly instalment by advancing her long service payment (and she is required to sign a letter requesting to advance such payment as she is in serious financial difficulty)

i later found out that she owns 2 SIM cards and is paying about $600 to $700 cell phone bill a month!!!

I recognised that even if the filipina is seriously indebted, they kept on spending money on the cell phone, etc.


原文章由 xwt 於 08-3-7 07:13 PM 發表
點解會咁啱 ?? 我工人又係3月尾返菲律賓, 但係尋晚問我預支3月份糧買機票, 跟住再問我借一萬 我覺得點解會早唔借遲唔借, 返去前屋企先有事要借, 我唔理佢個理由係乜, 因為我覺得只係故事一個, 佢今次返去係因為細佬 ...


別墅

積分: 632


17#
發表於 08-3-8 09:50 |只看該作者
無錯, 佢地駛錢就大花筒, 無錢就問你, 好似你奉旨要借給她.


複式洋房

積分: 378


18#
發表於 08-3-8 10:22 |只看該作者
I told my maid today that My husband is not happy about the money issue from her! And I just said to her that, I can give you March salary (which I must give it) and April in advance but you will have no salary on March and April when you come back on 30 March, and I will ask her to sign the receipt for the money and resign letter (just in case she is not coming back) and I will deposit the cheque to her account directly! And I told her that if we talk about money issue again, it will spoil our relationship!!! Since we have a very good relationship!


複式洋房

積分: 378


19#
發表於 08-3-8 10:24 |只看該作者
Oh, by the way, I am so very appreciated all you mummies are so supportive to me!!!!! And help me to solve the questions

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