Sorry, I don't know how to type chinese, so I type English
My maid is doing the third contract with me! Next week, she will go back to Philiphine and have holidays. Actually, she is very good maid. This is the first time she ask me
to borrow money, because her son will get marry and she did not have extra money, she wants to borrow 6800
from me, and she will pay it back to me in 6 installment,
that means she will pay 1000 to me each month from
March to August! I think she is honest, My husband said
We can lend it to her, but said to her no salary on March & April, We give the salary to her in advance, can not do it for 6 installment, she will no salary on March and April,
but why she need to do it in 6 installment, because she
still need to send money to her daughter to support her
college study. I don't know what to do? Please advice
me ! Thanks
So maybe I just tell her that, sorry I can not help you,
I mentioned before I will not lend money to you since
the first contract. And I can only give her the March
Salary instead. If your son is no money to get marry,
sorry about it!
ask her son to get marry after 6 six month when she saves enough (save $1000 per month).
原文章由 KLwife 於 08-3-7 12:34 發表
So maybe I just tell her that, sorry I can not help you,
I mentioned before I will not lend money to you since
the first contract. And I can only give her the March
Salary instead. If your son is no ...
原文章由 KLwife 於 08-3-7 12:34 發表
So maybe I just tell her that, sorry I can not help you,
I mentioned before I will not lend money to you since
the first contract. And I can only give her the March
Salary instead. If your son is no ...
If you really feel bad about not lending her one dollar, just lend her an amount that you don't bother at all whether she is going to return it or not. I really think you have to get yourself prepared that she might neither come back in person nor returning the moneyl!!!
If I were you, I would also move all cheque books, credit cards, bank books and all valuable items away from home to put them all in the bank's safebox. [Indeed that is what I usually did when it is about time that my maid will finish her contract.] Just in case she thinks of other ways to get money from you in case you are borrowing $0 to her. Better be prepared for the worst!
If she worked for you the 3rd contract, I will lent to her one month salary only. You can tell her that you also need to protect yourself, in case she really not come back. I did the same before to my 3rd contract maid.
原文章由 mamawaga 於 08-3-7 13:52 發表
KL Wife,
If you really feel bad about not lending her one dollar, just lend her an amount that you don't bother at all whether she is going to return it or not. I really think you have to get yoursel ...
ask her to sign the resign letter incase if she doesn't return.
I think if you really satisfy her performance, lend her a limited amount sld be fine.
actully I think I can lend her the amount which is not over her 'long trem service bonus' , if she doesn't show up, she given up that money that you have to pay her someday if she returns.
Thank you all members, I really feel headaches, Like what all your mummies said, For March salary, I can give it to her in advance because she will going back on 16 to 30 April, even she is not coming back, I will still need to pay her this salary!!!!
Like the other mummy said, if her son get marry, will not be that sudden, so I really feel frustrated!
Anyway, How to calculate her long service bonus ah?
原文章由 KLwife 於 08-3-7 12:34 發表
So maybe I just tell her that, sorry I can not help you,
I mentioned before I will not lend money to you since
the first contract. And I can only give her the March
Salary instead. If your son is no ...
let me tell you my experience. my maid has been working for me for more than 5 yrs, i.e. the 3rd contract. last year she asked to borrow $7,000-HK because her husband need the money (air ticket, etc) to go from the Philippines to Italy to work. I didn't lend the money to her and about 5 months later (last month) she told me that she is currently indebted with a financial company (she said it was a bank but it's actually prime credxt!) of $20,000-HK. at the end of the day, she could not repay the monthly instalment which is some $2,700 and asked me to lend her money again because the debt collector has already called my home number to chase the debt!!!!! Finally, I helped her to repay the monthly instalment by advancing her long service payment (and she is required to sign a letter requesting to advance such payment as she is in serious financial difficulty)
i later found out that she owns 2 SIM cards and is paying about $600 to $700 cell phone bill a month!!!
I recognised that even if the filipina is seriously indebted, they kept on spending money on the cell phone, etc.
I told my maid today that My husband is not happy about the money issue from her! And I just said to her that, I can give you March salary (which I must give it) and April in advance but you will have no salary on March and April when you come back on 30 March, and I will ask her to sign the receipt for the money and resign letter (just in case she is not coming back) and I will deposit the cheque to her account directly! And I told her that if we talk about money issue again, it will spoil our relationship!!! Since we have a very good relationship!