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1^#

發表於 14-11-1 17:56 |只看該作者 |倒序瀏覽 |打印

一家四口，兩個小朋友，1個4歲，1個兩歲，老公賺110k, 夠生活嗎？

Just checked health insurance is ard $1000/mth

We r planning to rent apt first

0 0 0

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avionet

積分: 6933

2^#

發表於 14-11-1 20:24 |只看該作者

回覆：Fun.mom 的帖子

對於我地移民黎講，這個數目相當多。每月除稅後大約有6000文。
談不上奢侈生活，但肯定足夠。

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JennJennChan

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3^#

發表於 14-11-1 22:15 |只看該作者

回覆 avionet 的帖子

$6000是H K or U S $,如果U S 咁一個家庭都好多?San Jose, 有無學校介紹middle east school,打算中一比呀囝在這裡讀！

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4^#

發表於 14-11-1 22:18 |只看該作者

回覆：avionet 的帖子

We lived there few yrs ago, just worry the food will be a lot more expensive now....

And still need to pay a lot for health care, car gas, rent (so expensive).....

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avionet

積分: 6933

5^#

發表於 14-11-1 23:45 |只看該作者

回覆：Fun.mom 的帖子

我認為你係講在美國收入年薪11萬美元？扣稅後咁即係六千美元左右一個月。在租貴嘅地方生活吾容易。

我好多年無去聖荷西了。希望其他JM 可以幫你。

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6^#

發表於 14-11-2 00:05 |只看該作者

回覆：avionet 的帖子

Yes, the rent is very expensive....huh....

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@mymelody

積分: 1933

7^#

發表於 14-11-2 00:14 |只看該作者

wow, your health insurance premium at $1000/m is so high! which plan are you using? do you have a low debuctible?

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8^#

發表於 14-11-2 00:20 |只看該作者

回覆：@mymelody 的帖子

We r still waiting to get more info fr the company, but i asked my friend living in chicago, seems she also needs to pay like 10k a yr with hmo. I think $1000/mth is for HMO. Do u hv more info? Since we were single before, so we dont hv any idea on family health care

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prettyfish

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9^#

發表於 14-11-2 00:31 |只看該作者

回覆：將會搬去san jose, 單靠一人收入夠生活嗎？

san jose都好大，你會搬去邊區?如果想搵租金資料可以上zillow. com睇睇。

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lottieclee

積分: 4575

10^#

發表於 14-11-2 01:41 |只看該作者

引用：We+r+still+waiting+to+get+more+info+fr+t

原帖由 Fun.mom 於 14-11-02 發表
We r still waiting to get more info fr the company, but i asked my friend living in chicago, seems s ...

If your husband is working here, check the benefits. Many large companies offer a \"cafeteria plan\", which means you can pick and choose what you want. I live in Orange County. My company pays for my insurance and I pay for my kids. I have a low deductible PPO and it\'s $350 a month for my kids. I also have dental, vision and chiropractic added for the entire family, which is another $40 a month. They are all taken out of my paycheck pre-tax.

My husband carries his own insurance through his company, which his company covers entirely. He picked a high deductible plan so that he doesn\'t have to spend extra.

So it really depends on what your husband\'s company has to offer.

Both my husband and I make about the same as your husband. It really depends on how you budget your spending, to know whether the salary is enough for the family. And you are right rent is expensive. We decided to buy because it was cheaper than renting at that time.

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sfmeow

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hashtag影視迷勳章大廚勳章玩具勳章畀面勳章 BK猜猜猜慶中秋 BK Milk勳章

11^#

發表於 14-11-2 07:59 |只看該作者

引用：We+lived+there+few+yrs+ago,+just+worry+t

原帖由 Fun.mom 於 14-11-01 發表
We lived there few yrs ago, just worry the food will be a lot more expensive now....

And still need ...

Health insurance 係自己買定係through 公司買？我老公d 公司多數包一半或以上，PPO，兩公婆二百幾至三百幾一個月，我記得有一至兩個小朋友會每月多一百至二百。

至於油價，近排回落左，$3.19，你地過到黎join Costco membership，去Costco 入油比出面平$0.2-0.4，又或者買部電車。

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12^#

發表於 14-11-2 08:26 |只看該作者

回覆：prettyfish 的帖子

Thx, we\'ve been searching in zillow and craiglists....we know like cupertino, mountain view and some other districts r more expensive......

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13^#

發表於 14-11-2 08:27 |只看該作者

回覆：sfmeow 的帖子

Costco 連入油都有得平？正

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14^#

發表於 14-11-2 08:32 |只看該作者

回覆：lottieclee 的帖子

Thx for yr info, i think eventually i might need to work again...hahaha....i wanna be a full time mom to take care of the kids for a while first...maybe 2-3 yrs , untill both of my kids go to kindergarten

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15^#

發表於 14-11-2 08:36 |只看該作者

回覆：sfmeow 的帖子

And do u guys hv any info on property tax? We r thinking to buy a condo or townhome next yr, but property tax is quite expensive.....

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lottieclee

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16^#

發表於 14-11-2 10:40 |只看該作者

引用：And+do+u+guys+hv+any+info+on+property+ta

原帖由 Fun.mom 於 14-11-02 發表
And do u guys hv any info on property tax? We r thinking to buy a condo or townhome next yr, but pro ...

Property tax depends on the area you live. There is basic county and city property tax, which is % based on your property purchased price. If you are buying in a new development, there\'s also mello roos, which is taxes on new roads and public facilities.

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babytomato

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17^#

發表於 14-11-2 15:26 |只看該作者

回覆：將會搬去san jose, 單靠一人收入夠生活嗎？

san jose 有啲地方屬於 cupertino school district, 租金我唔清楚，但樓價一定會貴啲。
health insurance 要usd$1000 per month 真係好貴，記住 check check 有啲咩 options.
我都係住 santa clara county, property tax 大概係樓價嘅1.2%
呢度物價相對高，grocery, gas, childcare, etc. 我哋一家4口食個 MacDonald早餐都20幾30蚊，我囡間preschool要$1350 per month, 電費$70(夏天)到$250(冬天)，仲有 cable, utilities, cell phone, internet, 呢啲固定費用。

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18^#

發表於 14-11-2 16:19 |只看該作者

回覆：babytomato 的帖子

We r doing our budget now.... Seems like eventually i need yo work again. We eill be holding H1 visa, so i need to wait until we hv reached certain in our greencard process, then i can work

Or else i hv my own H1 quota toooooo.... Pre-school is expensive. Can u give me some suggestion on how to choose a pre-school?

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