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複式洋房

積分: 211


1#
發表於 04-10-21 01:57 |只看該作者

P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

Hi

我想我不需介紹大家也知我是誰. 在上幾次我介紹D Bank offer, 大家反應十分熱烈, 小弟十分多謝各位.

而現在D Bank offer重勁, 請睇以下詳情:-

1) 關於申請全期P-2.775 to P.2.8%Mortgage Plan詳情如下:-

a) 也是必須委托指定律師行做及有律師行的referral application form;
b) 款额如多於$1 million可有1.5%cash rebate, 如少於$1 million也有1.3% to 1.45%cash rebate. 此外也可做MIP 95% Mortgage, 而rate也一樣, ; 及
c) no 罰息期 la.


2) 關於申請8.3% 借款额嘅現金回贈Mortgage Plan詳情如下:-
a) 也是必須委托指定律師行做及有律師行的referral application form;
b) 頭3年P rate, 之後全期P-2.775% to P-2.8%, 但有貸款額現金回贈高達8% to 8.3%, 可做7成or95% MIP的.
c) no 罰息期 la.
sam / 師爺456


男爵府

積分: 8440

認識瑞士牛牛第二回 好媽媽勳章


2#
發表於 04-10-21 09:20 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

how to gain this special rate in D Bank?

I have a Loan $720,000.- in Bank and $230,000.- in Goverment Loan.

Is this special rate apply in Government Loan?

Pls give your suggestion to me.

Ths

ShannaMaMa



子爵府

積分: 10187

好媽媽勳章 醒目開學勳章


3#
發表於 04-10-21 09:49 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

我都想轉按, 我層樓還欠70萬, 唔係負資產, 可否介紹我識, 唔該

師爺456 寫道:
Hi

我想我不需介紹大家也知我是誰. 在上幾次我介紹D Bank offer, 大家反應十分熱烈, 小弟十分多謝各位.

而現在D Bank offer重勁, 請睇以下詳情:-

1) 關於申請全期P-2.775 to P.2.8%Mortgage Plan詳情如下:-

a) 也是必須委托指定律師行做及有律師行的referral application form;
b) 款额如多於$1 million可有1.5%cash rebate, 如少於$1 million也有1.3% to 1.45%cash rebate. 此外也可做MIP 95% Mortgage, 而rate也一樣, ; 及
c) no 罰息期 la.


2) 關於申請8.3% 借款额嘅現金回贈Mortgage Plan詳情如下:-
a) 也是必須委托指定律師行做及有律師行的referral application form;
b) 頭3年P rate, 之後全期P-2.775% to P-2.8%, 但有貸款額現金回贈高達8% to 8.3%, 可做7成or95% MIP的.
c) no 罰息期 la.


洋房

積分: 47


4#
發表於 04-10-21 10:20 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

師爺456
想問我欠銀行約65萬, 欠自置居所25萬, 樓值60萬.
即係負資產30萬, 可唔可以轉按.


洋房

積分: 47


5#
發表於 04-10-21 10:23 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

師爺456
想問我欠銀行約65萬, 欠自置居所25萬, 樓值60萬.
即係負資產30萬, 可唔可以轉按.


男爵府

積分: 6031


6#
發表於 04-10-21 12:20 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

師爺456:

Please check PM
10 Dec 03 - 3.275kg             12 Jan 04 - 5kg  14 Feb 04 - 6.4kg20 Mar 04 - 7.05kg   24 Apr 04 - 8kg12 Jun 04 - 8.4kg 11 Dec 04 - 9.67kghttp://www.babyhome.com.tw/album.php?mid=15626


子爵府

積分: 13751


7#
發表於 04-10-21 12:35 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

師爺456,
Pls check PM!


別墅

積分: 519


8#
發表於 04-10-21 13:15 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

師爺456,

請問如西貢村屋轉按,有冇你所講的 offer 呢? Many Thanks!
[img align=left]http://www.enjoyalbum.net/ealbums/userpics/12708/normal_100_0005.jpg[/img]


複式洋房

積分: 305


9#
發表於 04-10-21 13:18 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

師爺456,

你知吾知如果買一層15年樓齡o既樓, 可吾可以分25年攤還?

Pansy21



男爵府

積分: 5086


10#
發表於 04-10-21 23:20 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

我今天去銀行問都有P-2.8% + 1.5% 回贈,但銀行staff沒有要求我給律師的交紹
http://hk.myblog.yahoo.com/kakawong97
得閒黎睇下我的bldg啦!


子爵府

積分: 10187

好媽媽勳章 醒目開學勳章


11#
發表於 04-10-22 00:14 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

Hi Wongkaka

請問係邊間銀行呀?

wongkaka 寫道:
我今天去銀行問都有P-2.8% + 1.5% 回贈,但銀行staff沒有要求我給律師的交紹


複式洋房

積分: 270


12#
發表於 04-10-22 03:02 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

I don't believe that there is cash rebate but no penalty period. The bank will lose money if the borrower repay the loan shortly after draw down.


男爵府

積分: 5592

醒目開學勳章


13#
發表於 04-10-22 13:16 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

我問過東亞, dbs 同 渣打, 都有咁o既 offer 呀! 有d cash rebate仲可以高d o忝! (我借200萬同按8成, o係呢幾間銀行都冇saving).


男爵府

積分: 6420


14#
發表於 04-10-25 09:35 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

Hi 師爺456,

Please check PM.




男爵府

積分: 8440

認識瑞士牛牛第二回 好媽媽勳章


15#
發表於 04-10-27 09:43 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

DBS offer P-2.725% and 1.5% rebate
(I borrow 720,000.-) 8 1/2year period
but 3 years contract.

The staff also say if i sold the house in future
during contract period and i need to continue the loan
in DBS on new house. Then i no need have to pay penalty. if not, i will pay penalty.

Dear ALl, do you know this mortage plan OK or not?

ShannaMaMa



複式洋房

積分: 211


16#
發表於 04-11-7 14:09 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

Dear all

please check PM
sam / 師爺456


洋房

積分: 332


17#
發表於 04-11-9 09:30 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

PLS CHECK PM!

TKS A LOT!


民房

積分: 67


18#
發表於 04-11-9 10:04 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

師爺,

Besides, prime rate mortgage rate format. Is there any bank offering HIBOR+ service charge for calculations.? Since hot money pouring into HK, the HIBOR is almost touch the bottom line/history record.
愛護地球上的資源,给大家一片樂土


複式洋房

積分: 337


19#
發表於 04-11-9 12:02 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

Since I looking for a new flat, may I know the details of such offer?


男爵府

積分: 5086


20#
發表於 04-11-9 22:53 |只看該作者

Re: P-2.8% Mortgage rate, 1.5% cash rate with no penalty period

Dear zewellgar,

DBS has HIBOR Plan
http://hk.myblog.yahoo.com/kakawong97
得閒黎睇下我的bldg啦!

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