家庭理財

跳至

首頁
1

尾頁
   0


別墅

積分: 603


1#
發表於 04-12-22 02:14 |只看該作者

buy or rent?

i am very much confused and want to get your opinion. my lease agreement is about to finish and I am thinking whether i should find another leasing or to buy a house?

apartment price went up a lot but rent stays the same level. I just dont understand why no salary increase but people saying market is better. my salary was cut and my husband's job was lost early this year and find a job only as half of his previous salary.

i am thinking to buy a house only because i am afraid if i dont buy now, i need to pay even more in the future. as govt are helping developer to gain $.

what to do??
i need your help and advice very much as my husband always in china.


別墅

積分: 777


2#
發表於 04-12-22 09:29 |只看該作者

Re: buy or rent?

Rent, sure !! More safe ma since as long as Mr Tung is the head of HKSAR, you don't know how HK will be when under his 'good' leadership !!!!!!!!


別墅

積分: 603


3#
發表於 04-12-22 23:25 |只看該作者

Re: buy or rent?

of course i know what kind of leader he is, but what I am afraid is, apartment keep going up as he is always helping those rich developer. :evil: :evil: :evil: :evil:


子爵府

積分: 10572


4#
發表於 04-12-23 12:01 |只看該作者

Re: buy or rent?

Don't be worry.
Sit and look. Don't be rush. Many occupant bought a flat in a rush.
In yr case, job is unstable, of course rental is more safety.


別墅

積分: 603


5#
發表於 04-12-23 14:50 |只看該作者

Re: buy or rent?

thanks for your help.
how do you think of the apartment prices? it went up a lot in year 2004. sometimes i think maybe rent will also go up in the future.


子爵府

積分: 10572


6#
發表於 04-12-24 10:26 |只看該作者

Re: buy or rent?

可能係泡沫嚟架!


別墅

積分: 603


7#
發表於 05-1-12 13:01 |只看該作者

Re: buy or rent?

I believe apartment price will go down this year, how can this kind of econ support 18 months continue to go up! it has been gone up for 30%, i think for year 2005, price will go down. do you think so?


複式洋房

積分: 198


8#
發表於 05-1-12 13:16 |只看該作者

Re: buy or rent?

I just bought a flat in last year, living is long term and loan interest rate is very low that never seen before .(within 10 years)

If you think your job is stable and mortage loan only spend 35% or below of your total income. you could but a flat and you must also take in consideration of decoration fee, law fee, stamp duty of a flat....


別墅

積分: 790


9#
發表於 05-1-17 12:41 |只看該作者

Re: buy or rent?

1980年 - 市區600呎單位新樓 - 約25萬
1990年 - 市區600呎單位新樓 - 約50萬
2000年 - 市區600呎單位新樓 - 約200萬

未來十年, 又會係點? 兩倍, 四倍 ,八倍???
請大家比較一下

2010年 ~~~800萬?!!?!?


別墅

積分: 603


10#
發表於 05-1-17 16:58 |只看該作者

Re: buy or rent?

I also have the same feeling, not possible that apartment goes up infinitive, and i find it meaningless to our life to work only for a house, we spend our most productive 20 years to buy a house !!!

if year 2010 price be $8M, how much salary we have to make in order to support such prices?


首頁
1

尾頁

跳至
Presslogic Logo
Baby Kingdom Logo