As I know, the law required to provide if its dental emergency. Normal dental fee should no need to cover. I think u need to call labour dept to find out the defination. Even the insurance cover, if your maid is no good and go to dental by herself without notify you, you don't need to cover her expenses. Because they are too inche and bad attitude. You should let her know not all the things are "take it for granted" .
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我買daoheng, 都包牙病. 其實我唔介意俾$300 佢. 問題我是否有責任. 如果無責任, 我唔想佢覺得係"認份" 我同佢講唔包, 佢現在黑面同要resign. 我好"兄"!!! 
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