親子旅遊

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別墅

積分: 709


1#
發表於 05-5-10 20:54 |只看該作者

anybody had sucessfully claimed Travel Insurance??

my 1.5 years old daughter got high fever yesterday and so we couldn't get on the plane to Tokyo this morning (me, my husband and my mother all couldn't go to Tokyo). however, the package that i paid was not refundable and i have bought the travel insurance from Blue Cross. i am not sure if i could claim back the money that i have paid.

anybody have similar experience? please share.


大宅

積分: 4462


2#
發表於 05-5-10 21:42 |只看該作者

Re: anybody had sucessfully claimed Travel Insurance??

Do try your luck. First of all, whether you get compensation depends on the insurance policy.i.e., does it cover untravelled journey. The first thing you need to do is call their hotline and report your case and ask them what you can do. They will ask you to download a claim form from their website and sent the form back to them with all necessary documents. And perhaps you need medical certificate to support your claim too.

Two years ago my family and I were travelling to Paris via London when the flight was cancelled when we arrived in Heathrow Airport (because of strike put up by airline staff). I finally claimed compensation from Blue Cross,but mind you the process is tedious,time consuming and the staff unhelpful and irresponsible. Keep good track of what the staff said, because different people say different things.


珍珠宮

積分: 35965

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3#
發表於 05-5-10 23:01 |只看該作者

Re: anybody had sucessfully claimed Travel Insurance??

有個真實既case claim唔到death compensation.

有個朋友既朋友去西藏, 因高山症, 在當地死亡. 佢有買travel insurance, 但只係包遺體運送而冇得claim死亡compensation, 因為高山症只屬於個別人士身體問題, 唔係意外.


大宅

積分: 2079


4#
發表於 05-5-11 09:58 |只看該作者

Re: anybody had sucessfully claimed Travel Insurance??

我自己試過claim三次保險,三次都成功:- 包括兩次唔見相機及銀包(有在當地報案,有報案紙列明唔見既失物及價值),以及一次航機delay八小時以上既賠償!


大宅

積分: 2650


5#
發表於 05-5-11 11:51 |只看該作者

Re: anybody had sucessfully claimed Travel Insurance??

知唔知你朋友幫邊間買?

保險公司係會用好多藉口唔賠的.我試過有親人在外地遇意外身亡,佢地首先會千方百計話你呢單唔係意外,好彩我在當地儲定彈葯,包括各政府部門文件、醫院文件、當地報章報導同佢拗;最離譜係佢話當地D文件冇中國大使館endorse而唔接受.痴線口既,度度有中國大使館咩?但千祈唔好咁快放棄,要繼續同佢死過,好彩最後都攪掂.

Teresa 寫道:
有個真實既case claim唔到death compensation.

有個朋友既朋友去西藏, 因高山症, 在當地死亡. 佢有買travel insurance, 但只係包遺體運送而冇得claim死亡compensation, 因為高山症只屬於個別人士身體問題, 唔係意外.


大宅

積分: 1408


6#
發表於 05-5-11 12:15 |只看該作者

Re: anybody had sucessfully claimed Travel Insurance??

Lauren,

I had the same experience w/u last summer. my son got bronchitis 2~3 days before departure and I requested my doctor's wrote a letter stating that he was advised not to be out of town!

i also bought a non-refundable but date changeable package! so, I told the insurance agent that I aimed to claim back the difference for my package (it is because my original departure date was under non-peak price, but I had to postpone it under peak price, so there was a difference!!!). Then, I submitted both the doctor letter and a quotation from my travel agent which stating the price difference to the agent!

Eventually, it was successfully fully claimed the whole difference! And, they are very efficient and helpful in my case!!! It only took 2-3 weeks to process!


大宅

積分: 4462


7#
發表於 05-5-11 12:33 |只看該作者

Re: anybody had sucessfully claimed Travel Insurance??

Justinmami,

你就好啦,我搞左三個月至收到錢,重要賠唔足.


男爵府

積分: 7288

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8#
發表於 05-5-11 16:44 |只看該作者

Re: anybody had sucessfully claimed Travel Insurance??

三個月, okay 啦, 係0甘嫁~
大家唔好買blue gross, 最衰係佢, 好賴疲,
我買了blue gross半年,仲未claim到
其他agent 都係0甘嫁~


:evil:

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