I am new member. Now, I still take the maternity leave. So, I still see the BK wetside now (1.15am). I suggest you check the China Bank regarding the loans, because they are quite flexible and I requested them to reduce the interest rate, they also ok and give me the gift / pay back $3000 money too.
Maybe you can check with mReferral Corporation (HK) Ltd. which is an agency mainly refers applications for mortgages to banks/financial institutions. They will consider your requirements e.g. low interest rate, mortgage period etc. to provide information of suitable banks/financial institution to you and then refer your case to such banks/financial institution with your consent. Their services are free of charges since they would receive commission from banks/financial institution for succes referral.
From my point of view, they would have the most up-to-date offers by different banks/financial institution. You may collect information of some banks first and then phone them for enquires. (I did so when I purchased my property earlier this year)
，但而家已經唔正。
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