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大宅

積分: 3727

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1#
發表於 06-6-6 10:43 |只看該作者

住院保險

請問大家有冇買住院保險呢?
現正煩緊買唔買好,因買了,便預了會住私家,唔買咪住政府囉,好煩呀)))))))


珍珠宮

積分: 37728


2#
發表於 06-6-6 21:15 |只看該作者

Re: 住院保險

買o左好D, 有咩事就第一時間帶個B去睇私家醫院啦. 唔通仲去政府急症等分流咩. 況且幫BB買份保險都係$200一個月,就有危疾同住院. 咪當自己去唱少次K, 買少件衫囉

Love and Kindness are never wasted.


男爵府

積分: 7977


3#
發表於 06-6-6 23:21 |只看該作者

Re: 住院保險


民房

積分: 33


4#
發表於 06-6-7 01:42 |只看該作者

Re: 住院保險

I joined Bupa Medical around $1400 annually,very good!


珍珠宮

積分: 37728


5#
發表於 06-6-7 10:28 |只看該作者

Re: 住院保險

What's your medical method? Please kindly advise more detail. Thx!
fighting 寫道:
I've joint Bupa Medical around $1400 annually,very good!

Love and Kindness are never wasted.


大宅

積分: 4167


6#
發表於 06-6-7 12:09 |只看該作者

Re: 住院保險


別墅

積分: 546


7#
發表於 06-6-7 15:22 |只看該作者

Re: 住院保險

買定有咩唔好彩有大野, 都重有得選擇嘛.


洋房

積分: 610


8#
發表於 06-6-7 22:04 |只看該作者

Re: 住院保險

Dear fighting,

I would like to ask you what plan you take. It sounds good to me and I heard Bupa is quite good. But I checked the price is quite expensive. I am really interested to learn more. Please have someone who know about Bupa to share your experience.

Anyone has other recommendation or comparision on medical insurace. I wonder how much more to add outpatient service.


伯爵府

積分: 15085


9#
發表於 06-6-7 22:18 |只看該作者

Re: 住院保險

我有一張比較市面6間不同保險公司/銀行住院計劃比較表, 係 pdf 檔案, 有興趣參考可PM你的電郵給我, 會盡快寄上.


民房

積分: 33


10#
發表於 06-6-9 01:28 |只看該作者

Re: 住院保險

Hi babycam, nanabi

I joined the in-patient medical plan. Bupa is very good that I admitted in the hospital for 照胃鏡 this year, the plan includes pre-admission and post-hospitalisation follow up visits on an out-patient basis within 6 weeks right after discharge from hospital.

For in and out patient, the annual premium is around $4,500 something base on my age group, I didn't take it yet cos I have group medical plan in my company. But if the benefit is not good enough to cover the out patient charges. I will consider to join also the Bupa out patient.

Hope that the info is useful to you.
fighting 寫道:
I joined Bupa Medical around $1400 annually,very good!
nanabi 寫道:
Dear fighting,

I would like to ask you what plan you take. It sounds good to me and I heard Bupa is quite good. But I checked the price is quite expensive. I am really interested to learn more. Please have someone who know about Bupa to share your experience.

Anyone has other recommendation or comparision on medical insurace. I wonder how much more to add outpatient service.


洋房

積分: 610


11#
發表於 06-6-9 16:58 |只看該作者

Re: 住院保險

How about HSBC's plan??? I think Bupa is very good and it cover world wide too. But it is a bit expensive for me. I am think about AIA, Manuife and HSBC, too. I think if it cover out-patient will be great but the doctors I am seeing are mostly not over their nets.


大宅

積分: 3727

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12#
發表於 06-6-9 22:35 |只看該作者

Re: 住院保險

如果一年要三千幾,貴嗎?


洋房

積分: 610


13#
發表於 06-6-10 19:03 |只看該作者

Re: 住院保險

Which one better? HSBC's FirstCare or HSBC's Hospital Cash Plan + Outpatient


別墅

積分: 535


14#
發表於 06-6-10 23:12 |只看該作者

Re: 住院保險

我兩年前子宮細胞有異常變化,最近先知。現在排期政府做進一步檢查。但我只有人壽保,冇醫療保。

我想問,如果而家買medical,係咪唔會受保?要等結果出左先可以買?又或者會將子宮頸癌剔出受保範圍呢?

另外我仲想問,我呢個case未確定治療方法時,應該唔需要入院,咁如果我入院前check, 譬如要做陰道鏡檢查等等,係咪就算買左in patient都唔包,因為我覺得買out patient好貴,想剩係買in patient,但入院前的check up例如超聲波,化驗費,照胃鏡,陰道鏡等應該都唔需要入院,但費用驚人,咁係咪anyway都要自己俾呢?有冇D in patient plan就算冇住院,呢d之前斷症的check up都包括呢?

有冇人可以解答?sorry咁多問題!
6W1D 0.436cm; 8W1D 1.74cm


複式洋房

積分: 499


15#
發表於 06-6-11 00:45 |只看該作者

Re: 住院保險

lifelong,

please check your PM


別墅

積分: 535


16#
發表於 06-6-11 12:14 |只看該作者

Re: 住院保險

Dear goodhealth and babycam,

Thank you very much for your reply. Pls check PM.

Lifelong
6W1D 0.436cm; 8W1D 1.74cm


民房

積分: 33


17#
發表於 06-6-13 00:09 |只看該作者

Re: 住院保險

Yes, I think Bupa is very good too. As I know you can visit any doctor you want, all you need to do is to submit the receipt for the claims.

For net doctors, it is for another Bupa medical plan. But you may still choose any doctor you want even there are net doctors provided.

nanabi 寫道:
How about HSBC's plan??? I think Bupa is very good and it cover world wide too. But it is a bit expensive for me. I am think about AIA, Manuife and HSBC, too. I think if it cover out-patient will be great but the doctors I am seeing are mostly not over their nets.


洋房

積分: 67


18#
發表於 06-6-13 00:22 |只看該作者

Re: 住院保險

已經存在的疾病是不受保的,所以妳是不需等結果亦可隨時投保.
有某些住院醫療計劃是包括入院前一次及出院後6個星期的門診治療的.當然那些簡單的檢查及化驗都包括.
lifelong 寫道:
我兩年前子宮細胞有異常變化,最近先知。現在排期政府做進一步檢查。但我只有人壽保,冇醫療保。

我想問,如果而家買medical,係咪唔會受保?要等結果出左先可以買?又或者會將子宮頸癌剔出受保範圍呢?

另外我仲想問,我呢個case未確定治療方法時,應該唔需要入院,咁如果我入院前check, 譬如要做陰道鏡檢查等等,係咪就算買左in patient都唔包,因為我覺得買out patient好貴,想剩係買in patient,但入院前的check up例如超聲波,化驗費,照胃鏡,陰道鏡等應該都唔需要入院,但費用驚人,咁係咪anyway都要自己俾呢?有冇D in patient plan就算冇住院,呢d之前斷症的check up都包括呢?

有冇人可以解答?sorry咁多問題!


別墅

積分: 535


19#
發表於 06-6-13 19:19 |只看該作者

Re: 住院保險

Hello 愛妻號,

謝謝你的回應。但我還不知道是否子宮癌喎,只係細胞有變化,所以"己知的疾病"其實未知係咩病。我現正搵緊唔同保險公司的醫療計劃,希望能夠搵到一間有最少exclusion的就好了。

Lifelong
6W1D 0.436cm; 8W1D 1.74cm

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