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基金投資選擇的問題 [複製鏈接]

bbwai

洋房

積分: 80

1^#

發表於 07-2-23 13:28 |只看該作者

基金投資選擇的問題

我本身已有funds saving plan (有年期限制) , 有多份保險, saving or not 既都有. 外匯投資有, 係爭在無黃金姐.

現在想另外供單頭月供基金, 無年期限制的, 小小地慢慢來, 但又可以中途轉其他fund house既基金, 因此, 其實係咪應該幫襯銀行好過直接同funds house 買呢?
有朋友同我講有錢不如一炮過買一隻, long term 放, 但要吼低位, 我就係lazy唔想睇so 想月供形式, 咁諗岩唔岩?
佢又話我月供其實已有, 咁做好似笨實左d.. 咁好似比左雙重charges..
不過因為d錢放在銀行不停貶值.. 我家下真係好鬼想搵d野買下呀.. 股票又好似就來一個大調整.. 樓市又好似唔多掂檔, 點算好? 入乜好?
其實我果d錢係不急用的, 可以隨時投資乜都可以. 我要求一年求其十幾廿個%回報就ok. 可承受高風險, 可long term invest, 咁應該買乜好呀?? 我諗左呢個問題成個月啦...
請比d意見我啦.. thanks
不如沽金好唔好....???

:-( :-( :-(

私人傳訊

snoopybabi

複式洋房

積分: 245

2^#

發表於 07-2-25 23:04 |只看該作者

Re: 基金投資選擇的問題

Hi bbwai

人人都想吼低位買嘢，但you never know when is the lowest to buy & when is the highest to sell, right?

In fact, now there are some FUND houses they got some funds platform just know MPF monthly saving plan, very flexible, you can stop or increase or decrease amount some how. But you can gain the "cost dollar averaging" & "compound effect". Also can be medium to long term investment just like retirement plan but very likely those funds performance are much better then MPF.

It's happen I know of a seminar/workshop hosted by a "Certified Financial Planer" (indeed she is my financial advicer") about this kind of investment, if interested to attend, pls pm me, will inform you details of the workshop! This workshop is also about "Children education fund" trust if you are a mom will also be interested!

私人傳訊

snoopybabi

複式洋房

積分: 245

3^#

發表於 07-3-13 14:41 |只看該作者

Re: 基金投資選擇的問題

Hi bbwai

喲！有個獨立投資顧問的workshop都有關基金投資，你可能有興趣，你留個email address比我?等我email的資料比你?

bbwai 寫道:
我本身已有funds saving plan (有年期限制) , 有多份保險, saving or not 既都有. 外匯投資有, 係爭在無黃金姐.

現在想另外供單頭月供基金, 無年期限制的, 小小地慢慢來, 但又可以中途轉其他fund house既基金, 因此, 其實係咪應該幫襯銀行好過直接同funds house 買呢?
有朋友同我講有錢不如一炮過買一隻, long term 放, 但要吼低位, 我就係lazy唔想睇so 想月供形式, 咁諗岩唔岩?
佢又話我月供其實已有, 咁做好似笨實左d.. 咁好似比左雙重charges..
不過因為d錢放在銀行不停貶值.. 我家下真係好鬼想搵d野買下呀.. 股票又好似就來一個大調整.. 樓市又好似唔多掂檔, 點算好? 入乜好?
其實我果d錢係不急用的, 可以隨時投資乜都可以. 我要求一年求其十幾廿個%回報就ok. 可承受高風險, 可long term invest, 咁應該買乜好呀?? 我諗左呢個問題成個月啦...
請比d意見我啦.. thanks
不如沽金好唔好....???

:-( :-( :-(