I\'m an idiot. Just know credit card charges 3% on transaction after Tao gaping for six months. May I seek ur advice for the cheapest way to pay in Tao bao. Tx a lot
I recently tried both pps and octopus, rate is similar n charge is just 1.5%, advantage is total HK$ equivalent is shown before you pay, whilst credit card you only kbow when you receive your statement, and charge is double.
Comparing the 2, pps is more convenient, but if you have the Citibank octopus you can enjoy the recent promotion of $30 rebate for 2 transactions over $200.