sisters, don't use even 1 cents from your 99!
Cindy is a good example! I am sorry for that.
Can I ask..........do you disagree that when your c6 want to buy that flat with your 99?
My case is similiar to yours.
When my husband 'trace' me, I refuse him.
I told him that I won't consider you as my boy friend as you are the older son, and you are living with your parent. (He bought his flat and his parent move in and live in his flat at that moment).
And he told me that he was planing to buy another flat for his parent. Then, he save all his money in the coming some years and give partly for the new flat.
We get married after his parent move out of his flat.