homama 寫道:
這個plan好嗎?
e.g.每月付HK$3,580,「功」五年,十年後一筆過取HK$296,653, 其中$230,000 是保證金額, $66,653是預期可得金額。他們是base on 6% return 來計算 (they said that their insurance department was set up some 7 years ago and in the last 7 years, their minimum return is 6%).
Do you think the plan is good?
homama 寫道:
這個plan好嗎?
e.g.每月付HK$3,580,「功」五年,十年後一筆過取HK$296,653, 其中$230,000 是保證金額, $66,653是預期可得金額。他們是base on 6% return 來計算 (they said that their insurance department was set up some 7 years ago and in the last 7 years, their minimum return is 6%).
Do you think the plan is good?
ALAL 寫道:
hi,
there is one previous message asking this plan before. You can search and find the discussion.
I think this Hang Seng plan is similar to plan in other companies. Prudential is offering 4.9% compound interest for one lump sum payment, but no guarantee amount, but can be renewed. (sold in Standard Chartered)
Manulife life 's plan is more complicated, but seems attractive. But don't have time to see in it.
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