my husband also don't wanna say "I LOVE YOU" but when I want to hear, I will direct ask him "WOULD YOU LOVE ME", then he will answer "LOVE", then I will very happy and my husband also will happy too!
I with my husband be together sixteen years, he never say "I love you", but I feel he loves me and family. If he love you, you will feel it, no need to say any words.