My maid borrow the first time (also uses the same excuse - for friend). We were not aware of this until the finance company sent her the first letter - we never give any maid our letter box key.
We insist looking at all her letters from finance company, even advertisment. That letter said that her installment was overdue. My maid explained that her friend has deposited the money late.
We look at the statement and notice that there was only three installment left, each $1,000. We talked to her and let her complete this borrowing, not any more. Until now, we didn't see any such letter.
We don't know whether my maid has any other borrowing or not, but at least there is no overdue (Finance company does not normally send her letter if there is no overdue). But we find finance company sending her an invitation to borrow - think she has no outstanding.
My maid is ok la... and this is the third contract we have with her.
I know that my maid borrowed money because there was warning letter from the Finance Company, same reason, she said she borrowed for her friends. We wonder whether to terminate her or not, but her performance was quite good actually. We trust her and don't want to employ another coz another may be even worse. But you may need to issue a warning letter to stop her from borrowing money from the financial company again.
Recently, she told me that she may need to borrow money from JCG again for installment of a car in Phillipine. Actually, I think that it is very common for them to borrow money in HK as the interest rate here is much lower than Phillipine. Besides, most of us in HK will not pay in cash, we usually do monthly installment also. I ask, if I don't allow you to do so, what will happen. Her answer is amazing, she say you better terminate her and she will find another job (may be in overseas) such that she can borrow money and settle the installment. (I feel surprise for the answer also)
After some discussion with my husband, we agree to let her borrow (she will borrow in Dec) but she need to show us the receipt monthly. Besides, we will keep her passport such that she cannot escape suddenly. I hope this is the truth and no more trick on us, but to my understanding, almost 90% of maid borrows money, the difference is whether they will paid or just intend to escape from the loan.
Agree. I don't understand what they are thinking and seems they don't know how to spend their money wisely. But the point is, at least, I'm satisfy with most of my maid, and she will tell me if she plan to borrow money (that's why I still trust her, actually, there is no need to inform me of that if she can settle monthly) and I'm afraid I'll employ another one which is much more terrible in every aspects.
See if she will suddenly escape and I hope this will never happen la!
好激氣! 本來想比多一次机會佢,所以出信warning letter 比佢話用左我地的地址去借錢,信的子句,已經好客氣! 但佢發難喳話唔簽收.話: " Why are you like this? 好似我地害佢? 我話唔炒已經比多一次机會你, 但佢重大講話佢是受害者, 重話星期日會用佢D 姊妹商量下, 再比個答案我.
挸在我決定請個新,等新到就炒佢!
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