Sigh! They have lots of excuse! I can say if they need money, they will go to the financial company. My maid borrowed $20000 and she hasn't got any plan to return money! She keeps asking me to give her money to fix the payment. I prepay her salary last Saturday and yesterday I still received calls from the financal company. She got the money but didn't fix the payment!
To conclude, they can borrow big amount from finance company. They will never return money. You'd better think twice ( even more! )before you lend her money!