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1^#

發表於 10-9-21 18:41 |只看該作者 |倒序瀏覽 |打印

我和丈夫考慮會否到澳洲生活...
他沒有當地的註冊牌, 但可以到澳洲的pubic sector工作三年, 三年內考牌, 當步看到一些vancacy的人工大約AUS$85000 - $100000一年, 如果我唔做野, 有一個兩歲的BB, 大約每年要交幾多稅? 生活質素如何? 唔知有無能力儲鐖呢?? Thanks!

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DLPapa

複式洋房

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2^#

發表於 10-9-22 00:19 |只看該作者

With a gross income $100,000 pa, you are likely to get no more than $75,000 pa after tax (simple calculation, not taking any family tax benefit), ie about $6250 per month. Rent $2000...food $1500...bills/insurance $500... travelling/cars $300...plus others such as eating out, trips etc. Child care is VERY expensive and mortgage rates are well over 7% & increasing. Life in Australia may come with quality but definitely does not come cheap!

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3^#

發表於 10-9-22 08:07 |只看該作者

Thanks for your information.

Does the family tax benefit make not much difference for the tax?

I am now a full time mother and I will take care of the baby myself. Insurance is another problem. My husband will work in public sector in australia... shall we be cover by the national health? some people suggest it's better to buy insurance for private doctor...

I asked my relative who worked as accountant in AUS before. He said I won't have any savings if I live in city. He said it's the life for most Australian. They don't have spare money for travelling, and they usually 先洗未來錢, use credit cards and loan... is it the fact??

原帖由 DLPapa 於 10-9-22 00:19 發表
With a gross income $100,000 pa, you are likely to get no more than $75,000 pa after tax (simple calculation, not taking any family tax benefit), ie about $6250 per month. Rent $2000...food $1500...bi ...

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4^#

發表於 10-9-22 08:57 |只看該作者

There are 2 type of family tax benefit, FTB A and FTB B, check the following web-site for eligibility.

http://www.familyassist.gov.au/

The money you received from Family Assistance Office is tax free but there is income test, means your family income has to below the threshold.

Everyone (PR or citizens) are covered by medicare. Free to go to public hospital or see doctor if they are bulk billed. However, if you want to go to private hospital (eg for deliver baby) than you better have private health insurance cover. Moreover, if your family earn more than certain amount and without private insurance cover, you will need to pay 1.5% medicare levy surcharge on your taxable income. check the following link:

http://www.privatehealth.gov.au/healthinsurance/incentivessurcharges/mls.htm

Your relative is right but I think only for local australian (or the young guns) who live on loan and credit card. Chinese love save money!!

Here is the tax rate table for this year for your reference.

http://www.ato.gov.au/individuals/content.asp?doc=/content/12333.htm

tax is A$25,450 for people earn A$100,000.

原帖由 busiuhk 於 10-9-22 08:07 發表
Thanks for your information.

Does the family tax benefit make not much difference for the tax?

I am now a full time mother and I will take care of the baby myself. Insurance is another problem. My h ...

Birth 15/3: W:4.2kg L:52cm HC:37.5cm
Day 09: W:4.37kg L:55.5cm HC:37cm
Day 46: W:7kg L:62m HC40.5cm
Day 82: W:~9.2kg L:~66cm
Day 112: W:~10.4kg

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5^#

發表於 10-9-22 12:09 |只看該作者

Thanks so much!

My husband will most likely hold the Temporary Business (Long Stay) (subclass 457) visa to work in AUS.... for taxation, shall we consider to be "non resident".... can we apply for the family tax benefit?

Do you think we can manage our living with the housewhole income AUS$10000 a year?

Many thanks!!

原帖由 Mrs.Kangaroo 於 10-9-22 08:57 發表
There are 2 type of family tax benefit, FTB A and FTB B, check the following web-site for eligibility.

http://www.familyassist.gov.au/

The money you received from Family Assistance Office is tax f ...

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6^#

發表於 10-9-22 13:54 |只看該作者

From the tax perspective, you are also consider as resident even though you are holding 457 visa.

If you are holding 457 working visa, you are not entitle anything except paying tax

you should be able to live pretty good with income A$100,000 pa assumed that you will be a full time mum so no childcare expenses will be incurred.

原帖由 busiuhk 於 10-9-22 12:09 發表
Thanks so much!

My husband will most likely hold the Temporary Business (Long Stay) (subclass 457) visa to work in AUS.... for taxation, shall we consider to be "non resident".... can we apply for th ...

Birth 15/3: W:4.2kg L:52cm HC:37.5cm
Day 09: W:4.37kg L:55.5cm HC:37cm
Day 46: W:7kg L:62m HC40.5cm
Day 82: W:~9.2kg L:~66cm
Day 112: W:~10.4kg

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積分: 1090

7^#

發表於 10-9-22 16:28 |只看該作者

Thanks a lot Mrs. Kangaroo...

My husband is still searching the job and because he must work under the public sector and in rural areas before he gets the Australian dentist licsense... now, Darwin has more active feedback.... will have tel interview from the Western Australia and may have job opening in Tasmania next year.... I dunno if it's better for me to apply for skilled migration first, rather than waiting for my husband getting a job offer.... I was a social worker and maybe enough marks for skilled migration. we are now 31 yr old... marks will be deducted if we are older...

any advice?

It now requires the IELTS score to be 7.0 for all areas... I am worrying if I can do it. I got B in HKCEE and D in HKALE.... and master graduate...

原帖由 Mrs.Kangaroo 於 10-9-22 13:54 發表
From the tax perspective, you are also consider as resident even though you are holding 457 visa.

If you are holding 457 working visa, you are not entitle anything except paying tax

you should be ...

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8^#

發表於 10-9-22 20:05 |只看該作者

I would choose Tasmania where is beautiful, but very cold in winter. I never been Darwin but it will be my last place to be!!

Nowadays, skilled migration is very hard. My friend applied it onshore 2 years ago and still waiting.

see if you have enough points:

http://www.immi.gov.au/skilled/general-skilled-migration/175/eligibility-applicant.htm

原帖由 busiuhk 於 10-9-22 16:28 發表
Thanks a lot Mrs. Kangaroo...

My husband is still searching the job and because he must work under the public sector and in rural areas before he gets the Australian dentist licsense... now, Darwin h ...

Birth 15/3: W:4.2kg L:52cm HC:37.5cm
Day 09: W:4.37kg L:55.5cm HC:37cm
Day 46: W:7kg L:62m HC40.5cm
Day 82: W:~9.2kg L:~66cm
Day 112: W:~10.4kg

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積分: 1090

9^#

發表於 10-9-23 00:06 |只看該作者

It seems the first step is taking the IELTS exam and get 7.0 mark or above, then I will have more than 120 mark....

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10^#

發表於 10-9-23 00:48 |只看該作者

I want to know if I become the PR, and then come back HK and work, should I pay tax in Australia?

It seems many people after getting the PR, keep working in HK. How does it work?

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11^#

發表於 10-9-23 07:44 |只看該作者

There are agreement between HK and Australia. If you paying tax in HK, you don't need to pay tax in Australia.

原帖由 busiuhk 於 10-9-23 00:48 發表
I want to know if I become the PR, and then come back HK and work, should I pay tax in Australia?

It seems many people after getting the PR, keep working in HK. How does it work?

Birth 15/3: W:4.2kg L:52cm HC:37.5cm
Day 09: W:4.37kg L:55.5cm HC:37cm
Day 46: W:7kg L:62m HC40.5cm
Day 82: W:~9.2kg L:~66cm
Day 112: W:~10.4kg

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lillymarie

積分: 3920

12^#

發表於 10-9-23 10:03 |只看該作者

原帖由 busiuhk 於 10-9-23 00:06 發表
It seems the first step is taking the IELTS exam and get 7.0 mark or above, then I will have more than 120 mark....

Yes, take the IELTS first, the results would be valid for 2 years.

Darwin would be very hot, hotter than HK.

Imagine Brisbane's weather is similar to HK, the going north would be hotter, tropical bushes. Going south would be colder.

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13^#

發表於 10-9-24 08:52 |只看該作者

With your English result in HKCEE and HKALE, you should be able to get score 7 without problem.

There should have some IELTS study/exam material that you can borrow from library. Just keep doing, doing & doing. You should be fine. That is what I did before the exam. I think British Council has preparation course for IELTS.

原帖由 busiuhk 於 10-9-22 16:28 發表
Thanks a lot Mrs. Kangaroo...

My husband is still searching the job and because he must work under the public sector and in rural areas before he gets the Australian dentist licsense... now, Darwin h ...

Birth 15/3: W:4.2kg L:52cm HC:37.5cm
Day 09: W:4.37kg L:55.5cm HC:37cm
Day 46: W:7kg L:62m HC40.5cm
Day 82: W:~9.2kg L:~66cm
Day 112: W:~10.4kg

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ngtft

別墅

積分: 768

14^#

發表於 10-9-24 22:52 |只看該作者

回覆 4# Mrs.Kangaroo 的文章

In australia

餐飲餐食餐餐清。Where got momey spare to save......

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15^#

發表於 10-9-25 00:42 |只看該作者

Thanks for your encouragement!! I am now studying hard for it. But it's difficult coz my baby always wants me staying with him...

I have one question. If I cannot get all 7.0 in IELTS before the application for skilled migration, my score will be around 115... can I submit the IELTS score after the application if I get higher marks later... I am so in hurry because I am a full time mother since Jan 2010. Before that, I worked many years for a job related to the skills. If I apply after Dec, then the work experience cannot be counted for points... :(

原帖由 Mrs.Kangaroo 於 10-9-24 08:52 發表
With your English result in HKCEE and HKALE, you should be able to get score 7 without problem.

There should have some IELTS study/exam material that you can borrow from library. Just keep doing, do ...

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16^#

發表於 10-9-25 11:09 |只看該作者

What I mean is most "ghost" living on loan/credit card than Chinese.

well, I suppose you are not living on credit la..except mortgage!

原帖由 ngtft 於 10-9-24 22:52 發表
In australia

餐飲餐食餐餐清。Where got momey spare to save......

Birth 15/3: W:4.2kg L:52cm HC:37.5cm
Day 09: W:4.37kg L:55.5cm HC:37cm
Day 46: W:7kg L:62m HC40.5cm
Day 82: W:~9.2kg L:~66cm
Day 112: W:~10.4kg

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積分: 25364

17^#

發表於 10-9-25 11:24 |只看該作者

well, I am not sure to re-submit the IELTS score.

If you don't mind living in Darwin, I think your hubby will get a job offer very soon.

Lots of doctor / dentist treat Darwin is a step stone to come to Australia because not many people wants to live there. And if you have such profession in Australia, you don't want to live there. Hence, very high shortage and high turnover.

WA is better than Darwin (personal opinion).

原帖由 busiuhk 於 10-9-25 00:42 發表
Thanks for your encouragement!! I am now studying hard for it. But it's difficult coz my baby always wants me staying with him...

I have one question. If I cannot get all 7.0 in IELTS before the appl ...

Birth 15/3: W:4.2kg L:52cm HC:37.5cm
Day 09: W:4.37kg L:55.5cm HC:37cm
Day 46: W:7kg L:62m HC40.5cm
Day 82: W:~9.2kg L:~66cm
Day 112: W:~10.4kg

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Macusmama

珍珠宮

積分: 30595

18^#

發表於 10-12-3 11:37 |只看該作者

你好mrs.kangaroo:
我想問問如我和仔仔回MELBOURNE住,咁我有以下的問題想問問的:
我己有澳洲passport的...

1.如我想讀書,是否可以呢?(是否可以申請讀完等有工作做先比返政府呢?)

2.我可以申請ausstudy嗎?定係申請無工做的allowance呢?

3.我的仔仔可以申請牛奶金嗎?(己9.5歲了)?

謝謝你...(不需pm比我,因唔知為何的的pm開不到看message的...??!!!)
thx

原帖由 Mrs.Kangaroo 於 10-9-25 11:24 發表
well, I am not sure to re-submit the IELTS score.

If you don't mind living in Darwin, I think your hubby will get a job offer very soon.

Lots of doctor / dentist treat Darwin is a step stone to co ...

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