I think I will choose Kowloon Tong. Originally, I want to choose Repulse Bay Road, but I think 20 million is not enough to buy a house there. The estate price especially the 豪宅's are really expensive now. Nowadays, 20 millions dollars in Hong Kong are not enough to buy a real 豪宅, because the prices for many big flats (more than 1200 square feet) in Hong Kong are nearly 20 millions already.