Aiya, I really understand your concerns. If we choose nature born, all the private hospital cannot be booked until you walked in. I got the same concern but we have no choice. Still need to wait until the time come.
That's are the reasons why, me and my husband decided to go Australia for our 2nd baby, because i really want to have a natural birth, and our insurance actually fully cover hospital and doctor charges for me and my babay.