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民房

積分: 17


1#
發表於 07-4-11 11:29 |只看該作者

印印做了擔保人

昨日收到一封給我”印印”的信, 信封都印滿”過期交款””最後通知””BAYAR HUTANG”.. 所以我要佢立即打開封信. 原來係一間叫HXisXi Finance財務公司. 因一宗15000貸款的借貸人無如期還款. 而”印印”純真地做了擔保人 ……佢一路喊一路話無借錢. 只係幫朋友. 又話唔會還….
聽完佢講被騙做擔保人的過程. 佢無簽過任何文件. 只係在家接一個財務公司的電話.
今早我打去嗰間財務公司問. 財務公司職員話只有電話錄音便可做擔保人. 不用簽任何文件. 當真? 這有法律責任嗎?
如果”印印”不願意還錢. 我只可選擇炒佢嗎?


大宅

積分: 1628


2#
發表於 07-4-14 23:59 |只看該作者

Re: 印印做了擔保人

Hi hklauman,

My case is same as you. My maid also acted as the guarantor for her friend who borrowed money with the same Finance Company. I have received 6 letters from them so far. I have day off yesterday and stayed at home, then I received many phone calls from that finance company. That woman's attitude is very bad and keep calling my home phone number more than 10 times in the afternoon. I told her that I will call the police if she keeps disturbing me. However, she is not scared at all.

I have told my maid to settle the issue with her friend last month or I will fire her. But I don't think she can do anything and I will find another maid to replace her.

jc_mom


男爵府

積分: 9988

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3#
發表於 07-4-15 00:38 |只看該作者

Re: 印印做了擔保人

Jc_mom,

Sorry to hear that. I feel very scare of the maid


大宅

積分: 1775


4#
發表於 07-4-15 00:50 |只看該作者

Re: 印印做了擔保人

擔保要簽文件,電話錄音有鬼用咩,一味靠嚇。

我就會報警啦,同埋同銀行公會投訴囉,話咗唔可以咁追數啦。


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