~手機欄了, 才買個新, 一定不會買新款的. 平均3-4年才買一次.
~手機plan用最低的. around $50/mth, 並記住飛線.
~credit card 會用有cash rebate的, 並定期compare不同行的rebate %.
~除了某些食物, 其他日用品, 一定不會到supermarket 買, 會到藥房買, 並會記下price, even $0.5 difference, 也要訓練自己要買最平的, 其實% per price 是很大的.
~如要買電器or 比較貴的物品, 會看有冇credit card 可有cash送給新咭, i.e. $300-500, 會wait for new card, and research the price difference in the mkt before buying.
~用credit card pay the charges : tax, gas, electricity, rates etc 可賺取更多cash rebate, plus use the BOC card to pay the other cards payment (here no cash rebate and bonus, only earn the late payment) 但一定200% sure 自己是一個很節制的人.
~用八達通獎賞, 如到指定商店buying,一定用他, 可save money bonus.
~ 八達通用credit card auto transaction, 因可有credit card's cash rebate.
~不買名牌, expensive plus 要追款, otherwise, OUT.
~買日用品會買大支裝/家庭裝, comparative cheap
~newspaper discount order, i.e. 1/2 yr payment
~食物會到街市買, and always go to 雜貨鋪look look, they almost asking the comparative price than supermarket.
~no need to buy expensive clothings to kids, they grow up so quickily, buy the cotton , comfortable with cartoon ones at the market.
~多和家人小孩出外做運動, 如到球場跑步, 看人放狗, 和小朋友遠足, 到樓下公園玩羽毛球等, 大家可少D病, 又可減肥消磨時間.
~多"樹"起耳仔及用心看周圍的人, 雖是真的財務自由, 不論好與壞, 用來警惕及學習.
發表於 
返回列表
