First, I am not from AIA or I don't have any relatives working in AIA. Be fair, AIG has big financial problem instead of AIA HK.
If your policies are for protection, I think there should be minimum effects on your policies. If your policies are saving plans....I really doubt their future dividend/bonus distribution ability. If your policies are investment linked products, you should have no impacts.
So, it is always good to separate protectioin from saving/investment insurance policies unless there are actual benefits to you.
My agent is good and I can ask him to contact you for review the policy. And give you the comments. If you want to review, please pm me and leave your Tel No. Thank you..