聽講外國嘅 IFA 係收客戶嘅服務費,但香港嘅 IFA 則係收產品供應商嘅佣金。 香港嘅 IFA 亦似乎唔係乜都有得賣,唔係間間公司嘅產品都有得賣。
https://en.wikipedia.org/wiki/Independent_financial_adviser
Two types of financial advisor: independent or restricted.
restricted - receive commissions from financial services companies on sales of investments.
independent - set their own fees, based on the services they offer.
香港嘅 IFA 應屬 restricted - receive commissions from financial services companies on sales of investments, not based on the services they offer。