

tmlhk 發表於 24-9-20 14:51
回覆 choyki 的帖子
>>你的 80% / 20% 並不保證最後一年都有 3.53%pa。
張 Chart 80% US Bond / 20% US Stock allocation
'track record' ROI 5.79% PA, 30yrs performance.
3.53% Growth Rate x20yrs 呢個例子,冇講用咩
portfolio / asset allocation,
只喺 express 20年 時間 Captial Doubled
要咩 AVG. annual growth rate 先達成 最終結果.
成個 Chart 嘅 Allocation Matrix 只喺 30年期間 純統計數字 and 3.53% Growth Rate x20yrs 例子
冇話喺 Guaranteed ROI.
想要真保證, 同時買齊 7200 and 7500 兩邊一齊贏.
貝萊德 策略基金 - 智慧數據 美國股票 絕對報酬 基金 | 80% 標普 U.S. Govt Bond Index + 20% BRK.B | 標普 U.S. Govt Bond Index | BRK.B | 標普 500 債券指數 | 道指 | |
2019 | 2.20% | 7.09% | 6.13% | 10.93% | 13.62% | 22.34% |
2020 | -2.80% | 6.12% | 7.06% | 2.37% | 10.23% | 7.25% |
2021 | 8.80% | 4.14% | -2.07% | 28.95% | -0.81% | 18.73% |
2022 | 4.80% | -8.00% | -10.83% | 3.31% | -14.76% | -8.78% |
2023 | 7.80% | 6.66% | 4.46% | 15.46% | 8.43% | 13.70% |
Min | -2.80% | -8.00% | -10.83% | 2.37% | -14.76% | -8.78% |
Max | 8.80% | 7.09% | 7.06% | 28.95% | 13.62% | 22.34% |
相差 | 11.60% | 15.09% | 17.88% | 26.58% | 28.38% | 31.12% |