normally buyer will 買一間貴d已有裝修. but of course u have to like the 裝修.
for example:
for a renovated flat the sale price is 1.5m, u have to pay 0.45m upfront
for a 平d flat (normally abt 5% less), sale price is 1.42m, u have to pay 0.426m upfront, but at least 50-100k renovation, total at least 0.476m.
if your finance is tight, the former will be a better choice for u.
FYI, 50k 裝修 can only redo the walls/wall paper, change all the doors and door knobs, some refurbishing in toilet (i.e. repaint, not change toilet/bath tub etc)) and change all kitchen cupboard doors+sink basin. if u want to redo 1 toilet and kitchen, have to add another 5x-6xk.
之前, when? Q4 08? i m v sure will not go down to this price again. i think anything before Jul 09 price is v reasonable. current flat price is way too high. but at 13x, the downside will not be too big.
maybe wait till Dec? normally in Dec and Jan the tx vol is the lowest, so may have a bigger price slash.
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