haha, I bought life with high saving and Critical Illness, i work at the bank and insurance industry. To be honest, i personaly dislike unit linked(investment linked) policy, coz the management fee is very high and plus long contribution and locking period! you better pay attention, some ppl think they gained alot from the funds, but just paper gain, cant take out, coz high redemption charge, and most insurance linked policy need to contribute for over 2o yrs tim!
I really get rid of those kind! i prefer to invest into stocks market directly!
I believe everyone need life protection, better buy one as early as possible!
if you guys want more info about insurance, pls PM me!!!!!
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