no need to wondering, BUY a must, for the reason the price of housing just will rises up, seldom goes down, u can check whether the public house price, right?
while u buy it, u ask ur mom agreement, and ask the lawyer to add your name in, can be do like that, so that u can be one of the owner. if any of u die then the owner will goes to the left one, do u understand what i mean?
due to i was admin and a/c of an property agency before, so that i knew can be do like that, i was just unluck the company shut down due to the government policy, my boss treat me very nice and kind, trust, everything will check with me before goes on, even deal with government sue, i help him to be free three (3) out of four (4) sues, and the left one, i made it penalty from 100K-200K down to 2K.