MrsBunBun
定期is good. I'm also considering of buying "high interest foreign currency", eg NZD, AUD.... At least have higher interest rate and no minimum charge. Any other suggestions??
Foonhei
Actually, it is a name of saving account offered by the Standard Chartered Bank. They did have a promotion last year. If you open a dream account for kids, you will get a free "Disney saving box" plus cheque book with disney background. And the interest is slightly higher than general saving account.