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大宅

積分: 1070


1#
發表於 06-10-11 01:28 |只看該作者

麻煩分析下我個case

因為將有新例出, 迫住揀HK定Canada既話, 為左小朋友可能要返去了.

我係98年囉到citizenship同passport.
之後便回港, 一直都無返去.
之前同哥哥住係多倫多, 佢最初都有幫我報稅, 之後應該無了.
而且我既labour card, health card都留左係佢度.
我身邊只有citizenship card, 入藉cert.同passport.

我想問如果我決定返去居留, 應該用其他passport當tourist入去定用公民身份返去好呢?
返到去之後我唔會再搵我哥哥(可以話係斷絕左來往), 咁我係咪當D文件唔見晒, 補領返?

又,
1. 如果返去搵唔到野做, 咁唔好彩要申請"公緩", 要咩資格?
2. 一般"窮人"生活費一個月大約要幾多錢呀? (我有一個女, 老公未必一齊過去, 佢兩個都未申請入藉)

同埋我記得好似有華人團體可以幫新移民, 係唔係呀?

請大家幫下手解答下!




男爵府

積分: 7158


2#
發表於 06-10-11 04:24 |只看該作者

Re: 麻煩分析下我個case

beeeee

the health card and labour card, you could apply for replacement

but since you did not report any tax for the period 98-2006, and you did not apply for non-resident, you may have trouble in paying the taxes to the government for those years you are in HK.

1. 如果返去搵唔到野做, 咁唔好彩要申請"公緩", 要咩資格?
I don't think you are eligible for 公緩, as you did not work for these year, paid no "Unemployment insurance" so could not apply for such. but guss you could apply for low income group - to have some taxes waive.

what do you mean by poor people, here just like HK, the most monthly payout is the rent, if you have a place to live, then the daily spending is small.
I knew some of my badminton friend, they are renting the basement to live - CA$600/month, then grocery+food+transportation will be another $600/month for 2 of them. so $1200/month lor

華人團體可以幫新移民 - yes, thers is lot of chines community to help the new immigration, but you are not, so not sure if you would go there to seek help.


大宅

積分: 1070


3#
發表於 06-10-11 10:30 |只看該作者

Re: 麻煩分析下我個case

doggie,

唔該晒你!
我都知我個case真係複雜D.
我有想過我同個女返去先, 如果真係搵唔到工, 由老公寄生活費俾我地, 所以想知開支大約幾多.

又, 我想問多一樣野.
如果佢追我稅我都應該要俾返既, 咁大約係點計架?

麻煩你再答我啦!




複式洋房

積分: 158


4#
發表於 06-10-11 11:29 |只看該作者

Re: 麻煩分析下我個case

hi doggie,

Are you talking about the proposed "banding of dual nationality rules"?

I think you may try to hang on a bit coz the new rules may not be able to be approved. And it may take years to debate. Since there will be hugh impact on your family, you may want to watch out how it goes first.

As for as the tax, the sum may be quiet big. As the tax rate in HK is just 15-16% but in Canada the tax rate is progressive according to your income, it range from 33% to as much as 47%.

eg. If in 2005, according to your income, you should pay 40% in Canada. Since you work in HK and paid 16% in HK, you have to pay the different back to Canada ie. 40%-16%=24% or you income in HK.

But you have to pay back all the year while you are away from Canada.

I just have a little personal opinion... it may not be good to leave your husband back in HK alone... I think it may not be good for you and your kid...





複式洋房

積分: 232


5#
發表於 06-10-11 12:16 |只看該作者

Re: 麻煩分析下我個case

beeeee,
我諗我可以答你幾點:
1. 你持什麼戶照出境先? 出境前有無報離岸居民(non-resident), 如果無咁咪得囉, 持特區戶照以visitor身份入境, 當你一直晌加拿大從未走過. (我老公都係咁)
2. sin card 報失一個月就攞到, health card 就煩d, 起碼最少三個月. 對你嚟講唯一唔好處係睇醫生要自費.
3. 搵工做...睇下你想做咩啦, pay cash工都有好多, 不過多數只有CAD$7-8蚊/鐘, 文職都唔少, pay cheque 就CAD$9-11蚊/鐘. 一般一個家庭生活費(3-4個人計) 平均CAD$1500至CAD$2000不等, 未計供樓/供車, 視乎情況而定.
4. 你申請個女去加拿大最快2-3個月就攞到証件, 因為你係公民而個女又係跟你. 不過如果你老公唔去就麻煩d, 但你可以晌香港幫佢地申請移民, 家庭團聚個隻, 晌香港申請一般4-6個月就批.
5. 報稅你可以打電話問下稅局, 話比稅局聽你呢咁多年無野做因為結左婚, 做家庭煮婦, $0收入, 咁佢就唔會捉你, 否則就打好重稅.


大宅

積分: 1070


6#
發表於 06-10-11 12:16 |只看該作者

Re: 麻煩分析下我個case

Dear rabbit2006,

多謝你覆我呀.
當然我想同老公一齊過去, 一來佢由大陸來港的, 英文可能只有幼稚園程度. 佢好抗拒要講英文.
二來, 我似我地咁無咩錢帶過去, 所以要佢係HK做野寄俾我地囉.

其實我真係無打算返Canada的, 但我媽媽過身前一直強調要我個女返去讀書. 所以我先會咁不自量力.
希望你地唔好笑我. :-(




大宅

積分: 1070


7#
發表於 06-10-11 12:33 |只看該作者

Re: 麻煩分析下我個case

Dear babyanson,

1. 你持什麼戶照出境先? 出境前有無報離岸居民(non-resident), 如果無咁咪得囉, 持特區戶照以visitor身份入境, 當你一直晌加拿大從未走過. (我老公都係咁)

**我係用BNO走的. 無報non-resident. 但個passport曾經用過一次Taiwan, 有印係入面.**

2. sin card 報失一個月就攞到, health card 就煩d, 起碼最少三個月. 對你嚟講唯一唔好處係睇醫生要自費.

**呢個問題唔大**

3. 搵工做...睇下你想做咩啦, pay cash工都有好多, 不過多數只有CAD$7-8蚊/鐘, 文職都唔少, pay cheque 就CAD$9-11蚊/鐘. 一般一個家庭生活費(3-4個人計) 平均CAD$1500至CAD$2000不等, 未計供樓/供車, 視乎情況而定.

**搵工我就咩都會做, 不過英文唔係太好, OK咁咋, 我諗老公可以大約俾我到CAD$800~1000, 其他我要自己搞掂啦**

4. 你申請個女去加拿大最快2-3個月就攞到証件, 因為你係公民而個女又係跟你. 不過如果你老公唔去就麻煩d, 但你可以晌香港幫佢地申請移民, 家庭團聚個隻, 晌香港申請一般4-6個月就批.

**因為我個passport過左期幾年要換了, 入面有報我係HK工作8年, 而且我會同一時間幫個女搞埋citizenship (今個月就會入紙)
果陣我哥哥申請我地成家團聚移民要做野夠一定價錢先可以申請, 咁我申請老公過去要唔要咁樣架?**

5. 報稅你可以打電話問下稅局, 話比稅局聽你呢咁多年無野做因為結左婚, 做家庭煮婦, $0收入, 咁佢就唔會捉你, 否則就打好重稅.

**我結左婚都係2年咋, 用唔到呢個藉口, 唔知佢地係咪可以check到我申請passport入面有講我做野8年呢?
雖然我呢個哥無咩聯絡, 但佢有叫我換passport時唔好提無報稅喎, 講多錯多咁話, 我怕打去問反而誤事.
如果我負擔得起, 要我交返我都可以的**

**
[/quote]




複式洋房

積分: 483


8#
發表於 06-10-11 22:17 |只看該作者

Re: 麻煩分析下我個case

Hi babyanson,

唔好意思想請教一下,咁如果我以特區護照出境,入境時唔比楓葉卡,咁就唔會計我出咗境,當我一直係加拿大 。 咁入境時會唔會有困難,因為PASSBOOK有個LANDING VISA,係唔係要換個本新既PASSBOOK入境會好D ? 請指教

babyanson 寫道:
我諗我可以答你幾點:
1. 你持什麼戶照出境先? 出境前有無報離岸居民(non-resident), 如果無咁咪得囉, 持特區戶照以visitor身份入境, 當你一直晌加拿大從未走過. (我老公都係咁)


男爵府

積分: 7158


9#
發表於 06-10-11 23:21 |只看該作者

Re: 麻煩分析下我個case

Beeeee

1. if you use BNO走的. 無報non-resident. and use BNO to return, it does not matter if the BNO passport got the Taiwan stamp inside. But if you use the Canadian passport to Taiwan. then it will have trouble, as Canada has no record of you departing Canada.

2. if you claimed you are in canada during the past 8 years, where comes your daughter, there was no birth record of your daughter. Marriage licence/certificate is o.k. as you could claim you are live-in partner.

3. if you apply "reunion" of your daugther and husband, you will have to proof your marriage certificate which indicate your married in HK and give birth in HK, and that contradict your pt 1 (saying you are in Canada for the past 8 yrs)

4. 因為我個passport過左期幾年要換了, 入面有報我係HK工作8年, 而且我會同一時間幫個女搞埋citizenship (今個月就會入紙)
果陣我哥哥申請我地成家團聚移民要做野夠一定價錢先可以申請, 咁我申請老公過去要唔要咁樣架?**

as you have already did something in HK, so canada commissioner know you lived in HK for the past 8 yrs. all I thought was you could claim innocent, and don't know how to apply non-resident and see how they reply to you for your tax, but don't play dump to use BNO to return to Canada, as it fully show you are cheating the government.

yes, you need to have income proof to apply your husband over.

5. the normaly pay for working for chinese boss is $10/hr. so roughly $22K a year and should be o.k. for you and your daughter, provided you are not buying a house and car here...


複式洋房

積分: 342


10#
發表於 06-10-13 02:17 |只看該作者

Re: 麻煩分析下我個case

我都有問題.....
我99年回港, 沒有報non-resident, 若遲些回加,是否會計我在香港的income架?
只會計我的薪俸稅, 還是所有收入 (如買賣樓的差額, 股票等等...)?
thx!



複式洋房

積分: 232


11#
發表於 06-10-13 11:00 |只看該作者

Re: 麻煩分析下我個case

lichee,
係呀, 換個一本passport好d, 因為d海關見到landing visa就一定會問長問短. 老實講我老公都係咁....


民房

積分: 13


12#
發表於 06-10-17 08:26 |只看該作者

Re: 麻煩分析下我個case

As I know if you didn't use any benfiets from Canada Government during you're stay in HK they will not request you pay back any taxes. When you return to Canada. Unless you did otherwise don't worry!!


別墅

積分: 790


13#
發表於 06-10-20 09:31 |只看該作者

Re: 麻煩分析下我個case

hi, dear all,

我個case係我已經住咗8年, 但未入藉
(申請咗, 諗住返hk先, 收到信先返過去唱歌,
點知幫我收信個fd, 遲咗拆信, 趕唔切返去, 於是不了了之)

我地係92年返hk, 我老公同兩個女都係citizen,
舊年七月終於決定俾大女返去讀書(16歲),
由我帶佢同細女一齊返, 我初時都好驚,
因為咁多年都冇返過, ,
但老公話唔驚, 因為小朋友未成年,
而且亞女係地道canadian.
搵學校, 我又驚, 唔知可唔可以讀公校
因為驚check到老公冇報non-resident,冇交tax
(我係帶埋老公's passport & citizenship card 去,
因為我冇, 我入境用香港特區護照)
education board 真係要攞黎睇 & copy

諗住active番張ohip card 俾亞女, 都驚,
因為個number係跟daddy,
所以去咗scar. town centre 部machine試
點知真係唔得, 佢話要聯絡ohip
我冇去, 諗住第日先算,
跟手幫兩個做埋sin card, 佢要父母同時出示sin card
我都有俾佢, 卒之都做到,

九月我同細女返咗hk,
所以而家大女有sin card, 冇ohip card
如果睇醫生要自費, 下個月佢18歲,
我叫佢去搞張ohip card, 我諗冇問題卦!

其實我自己一直都好想返過去(而家响hk),
細女我都要諗
但老公担心經濟問題, 又唔知靠咩為生
(我老公其實响嗰邊已經住咗十六七年)

我睇你地ge post, 而家嗰邊情況都唔同咗
睇醫生以前都唔係咁架,
聽講連考車牌都有好大分別...
請問而家係點呢?
如果响hk攞定國際牌, 响canada暫時用住先, 可以用幾耐呢?
而家容唔容易搵野做呢?
又 如果做小買賣有咩可做呢?
sorry, 咁多問題, 請指教???


男爵府

積分: 7158


14#
發表於 06-10-21 02:02 |只看該作者

Re: 麻煩分析下我個case

uki

for you - don't have any problem, since all your family is canadian citizenship - worse case you re-apply the PR lor. if they ask you why, just tell them the fact, or they might just let you to re-submit the form as the citizen...

for your daughter, I guess there is no diff if she apply the OHIP card after 18, as everything ontario resident will have the OHIP card (even for the child) so she will be question what is the "old" number.

so just contact the OHIP and do the proper procedures, all you need just to wait for 3 months.. no big deal

depends on what kind of job you are looking for, if you are not picky, should be o.k. to get a job for living.


別墅

積分: 790


15#
發表於 06-10-23 12:48 |只看該作者

Re: 麻煩分析下我個case

doggie,

Thank you for your sharing.

好想問下住ge問題, 如果買屋, or 樓花? 貴嗎?
請問down payment要俾幾多成呢?
利息要幾多呢?

又 如果暫時租屋, 睇定先買, 容易租嗎?
你會建議那一區? how much?
亞女而家住梗 Bur Oak & Kennedy(近學校)
但明年入u, 相信都要搬?

doggie, 多謝你的回應, 亦很高興在這裏發現這個forum


男爵府

積分: 7158


16#
發表於 06-10-24 00:01 |只看該作者

Re: 麻煩分析下我個case

Uki
for me I love to live in new house rather than second hands - as lots of things to follow thru' from the previous occupants.

if your girl studies in Bur oak/kennedy, the school is either Pierre xxxxx or markville high, so not much choice, as not many new site in that area (unless you move to 9th line)

my friend's neighbour just recently get his house rented out for $2200/month - in 16th street and mccowan.

price is a big high, but fall under the school markville high - so still have the market.

however, per your saying, your girl will be in U next year, then why bother to buy a house, as she might not even study in Toronto...

most of the new site have the promotion saying zero down payment - but then will have lots of other constraint. normally will be around 30% deposit will be fair enough.

mortgage rate right now is around 5-5.5% depends on how long you want to "lock" yr mortgage.


別墅

積分: 790


17#
發表於 06-10-24 10:04 |只看該作者

Re: 麻煩分析下我個case

Doggie,

yes, the school is Pierre Elliott Trudeau High School, "OCAD" is her dream U, haha...

So, she will move to Toronto downtown 90%,

$2200/month, waaaah! 好貴, 我冇諗過咁犀利

因為我要諗埋細女, 請問downtown你熟識嗎?
我只知downtown有幾間私校好正, 好勁, 但又好貴...
(舊年去參觀過, 响 Avenue Rd 附近基督教女校)
如果公校又唔知邊度比較好,(驚太多唐人, 唔講英文)
Elementary School 更加冇頭緒

以下high school 是否仍然保持優勢呢?
Don Mills Collegiate , Riverdal high school...

thank you


男爵府

積分: 7158


18#
發表於 06-10-25 23:06 |只看該作者

Re: 麻煩分析下我個case

Uki

not familiar with downtown, but why u r asking elementary/high shcool, thought you said your girl will be in university next year?


大宅

積分: 2823


19#
發表於 06-10-26 00:50 |只看該作者

Re: 麻煩分析下我個case

Hi Uki,

Your daughter plans to study design art? OCAD is very famous. One of my friends just graduated from there.

For elementary and secondary school ranking, see this website:
http://www.fraserinstitute.ca/reportcards/index.asp?snav=rc


別墅

積分: 790


20#
發表於 06-10-26 08:51 |只看該作者

Re: 麻煩分析下我個case

doggie,

hahaaaa....我有兩個女ar, 大女明年入U,
細女12歲, 仲响hk, 所以要plan定
但佢仲未有心理準備去canada,


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